Special offer

How to Prep Your Home for a Hurricane

By
Mortgage and Lending with FHA, VA, Jumbo, Downpayment Assistance, Conv. NMLS #276329

How to Prep Your Home for a Hurricane

 

 

When it comes to hurricane season, it is always better to be safe than sorry. Late August into early September has historically been when tropical storms and hurricanes are the most active. Having a leaky roof, flooded basement, or mold growing under the floorboards are all serious issues that no homeowner wants to face.

 

Before a storm arrives, make sure to take extra precautions so your home can hold up against some of the complications that this type of natural disaster may cause. Keep in mind if you’ve been ordered to evacuate, you should do so as soon as possible.

 

Have an Evacuation Plan

The most important precautionary measure you can take during hurricane season is to have an evacuation plan. Create this evacuation plan ahead of time with family members, pets, and anyone else who lives with you in your home. 

Review Your Insurance

If a storm is headed your way, you should review your homeowner's insurance and ensure that your policy includes the necessary coverage. Hurricane or not, it’s a good best practice for homeowners to annually update their home inventory as well as review their homeowner's insurance. If you don’t have homeowners insurance, it may be a good idea to explore your options.

Clean the Gutters and Drains

Gutters play a vital part in guiding water flow away from your home. If your gutters are clogged, it could create water buildup which may cause flooding, erosion, or mold.

Check Your Sump Pump

Your sump pump’s main job is to keep your basement or crawl space from flooding. So, before a storm hits, it is very important to make sure it is operating correctly. Ensure that the pump is clean to prevent it from clogging and that you have a battery backup in the event of a power outage. 

Check the Roof

Examine your roof for potential exposures or damage – keep an eye out for any cracks, missing tiles, loose shingles, or sagging edges. If you do catch something, call an expert right away to have them fix it as soon as possible.

Prepare Windows, Doors, and Garage Doors

Gaps in windows and doors allow water to seep inside, so it is a good idea to make sure your doors and windows are sealed properly. Inspect the caulking around your windows and reapply wherever necessary. Replace old garage doors and tracks with a door that can hold up against strong wind pressure. 

Clear the Outside Perimeter

Walk the perimeter of your property and secure any objects such as grills, outdoor furniture, or swing sets that could potentially become airborne and damage your home. Encourage your neighbors to do the same.

Stock Up on Emergency Supplies

When a natural disaster warning is issued, local stores can get packed and begin to lose their inventory of non-perishable items fairly quickly. Avoid the mad rush and prepare ahead of time, having a natural disaster kit ready to go is always a good idea.

Remember, if you have been ordered to evacuate, please do so.

 

It is wise to take as many precautions as you can well ahead of hurricane season. Even if you do not live in a storm-prone area, following these safety measures is still a good idea.

 

Source:https://fhmtg.com/2019/08/14/how-to-prep-your-home-for-a-hurricane/

 

Posted by

Follow Me

 

Lisa Perry, Senior Loan Officer

"Your Northern VA Mortgage Specialist"

540-273-2733

NMLS ID #86548 / 276329

Email:  LPerry@fhmtg.com

Apply on line:  LisaPerrryLoans.com

 

 

 

 

 

 Proudly Serving Washington DC, Virginia & Maryland