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DAILY NEWS AND ADVICE FROM REALTY TIMES 06/26/2008

Selling real estate in today's market -- particularly those properties at the high end of the price spectrum where most of the action is -- requires a new set of skills to close the deal. FULL STORY->

New Jersey Estates/
Weichert Realtors

Paul S & Pat C

June 2008

LINKING THE LATEST TECHNOLOGY
TO OLD FASHIONED SERVICE

Daily News And Advice
Updated 11:31 AM CDT Today

Today's Feature Stories

Real Estate Outlook: Inflation and Mortgage Rates

The national economy keeps plodding along, but even that slow pace is better than what the experts predicted last year - that we'd be knee-deep into a serious recession by now. FULL STORY->

Realty Viewpoint: Investment Bank CEOs Cash Out, Proving Life's Not Fair

Thirty-one percent of top executives interviewed in a survey by the Business Roundtable said most will cut payrolls in the next few months. By how much is not known, but one thing is for certain -- they're not cutting their own pay. FULL STORY->

Vacant Home Insurance Alert

Vacant homes are more vulnerable to damage and blight, they can affect the value of nearby homes and they are an extra insurance risk. Cut the risk and save a few bucks. FULL STORY->

Assessing Your Readiness to Invest in Foreclosures

Not everyone is cut out to invest in foreclosures. Some people would rather watch TV, invest in stocks and bonds, spend time with family members, or hang out with their friends. Others have a low risk tolerance and can't convince themselves to borrow money. FULL STORY->

The Dream Catcher Series: Creative Event Planning in a Challenging Real Estate Market

Selling real estate in today's market -- particularly those properties at the high end of the price spectrum where most of the action is -- requires a new set of skills to close the deal. FULL STORY->

Interest Rate Update

Today's Interest Rates from Realty Times are based on a 30 year amortization rate, with good credit and no origination fees. With no major economic news today to report, mortgage rates are stable. FULL STORY->

Headlines

The Fake Foreclosure Debate In Washington
Congress has moved quickly to help folks along the flooded Mississippi. Why not the same help to stop a flood of foreclosures? Columnist Peter G. Miller comments. FULL STORY->

Condo Trends: Fractional Ownership Of Luxury Condos the New Thing
As the real estate market continues shaking out nationally, investors thinking out of the box are looking to gain from the turnaround by joining with like-minded buyers on luxury condos. FULL STORY->

Interest Rate Update
Today's Interest Rates from Realty Times are based on a 30 year amortization rate, with good credit and no origination fees. Economic reports have come in as expected with no surprises and mortgage rates remain the same. FULL STORY->

Realty Viewpoint: More Signs Housing Nearing Bottom
Plunging home prices have been exceeded by losses in the stock market. No wonder consumer confidence is at its fifth lowest rate ever. That's exactly why it's time to get happy. FULL STORY->

Market Conditions
Jeff and Debby Adler, market experts for Bergen County, New Jersey, say their housing market is showing early signs of stabilization. FULL STORY->

Mortgage Moment: Real Estate Investing
#38 FULL STORY->

Should I Sell Before I Marry?
tba FULL STORY->

Buyer's Market, Also 'Buyers Beware' Market
Lower prices and potential housing market deals alone shouldn't be enough to commit you to buying a home. Get to know your home-buying self first. FULL STORY->

HOA Newsletter Baker's Dozen
Unless your homeowner association transacts all its business town meeting style, a regular newsletter is essential to keep the owners informed. There are tricks of the trade to increase its effectiveness and readability. Here's a "baker's dozen." FULL STORY->

Climate Change, Home Location Intertwined
There may be no safe haven to consider as a location for your home when it comes to global warming. The first extensive government-sponsored North American focus on climate change paints a dire, almost doomsday scenario. FULL STORY->

New Homes: Housing in the Boondocks Get No Respect
According to a recent article in the Los Angeles Times, gas prices are only serving to sucker-punch homebuilders when they're already on the ropes. How? The longer the commute, the less desirable the property, which makes outlying areas -- where many builders have purchased land -- become even less attractive. FULL STORY->

Realty Viewpoint: New Housing Report: Rocky Road Or Reboom?
The annual State of the Nation's Housing 2008 has just been released by the Joint Center for Housing Studies of Harvard University. Abandoning the upbeat tone of last year's report, the market analysis bluntly says that the economy can go one of two ways -- a severe recession that will take housing with it, or a mild recession which will allow housing to strongly rebound. FULL STORY->

What Paperwork Should a Lender Request?
tba FULL STORY->

June Cybertips
Need to know if that all important email was received? Now you can see -- at the click of a button. This trick and more in this month's cybertips from Jack Peckham. FULL STORY->

Book Review: Ethics for Real and for Good
"Real Estate the Ethical Way" by Bob Hunt is a book by a Realtor -- for Realtors. Read more here for a review of this new publication. FULL STORY->

Timely Tips to Help Canadian Homesellers

Market Conditions

Washington Report: Congressional VIP Loan Treatment

Wild, Wild West: California 'Bringing Bargain-Hunting Buyers Back'

Realty Viewpoint: Good News For Foreclosures From Detroit

Is a 40 Year Mortgage a Good Idea?

NAR Adopts Rules for Disclosure of Short Sales in MLS

Market Conditions

Going Green: Improving Energy Savings with Insulated Siding

Investor Report: Multiple-use "Flex" Space Properties

Hot Market: Baghdad Market Steams Up With More Security

Realty Viewpoint: Wall Street Arrests Mean Housing Healing Can Begin

Am I in a Buyer's Market?

Mortgage Rate Up on News of Stronger Inflation

Active vs. Passive Marketing: Changing Real Estate Markets. Strategies to Succeed

Paint The Perfect Sale

Ask Realty Times

Market Conditions

Real Estate Outlook: Buyers Off the Sidelines

Realty Viewpoint: Lexapro And Depressed Housing Markets

CURRENT
MORTGAGE RATES

Interest Rate Watch

30 yr fixed: 6.42%

15 yr fixed: 6.02%

1 yr adj: 5.19%

(U.S. Daily Averages)

LIBRARY

Buyers Advice

Sellers Advice

Homeowners Advice

Advice for New Homes

Advice For Borrowers

Rental Advice

Homeowner Association News

NAR News

- Back -

Paul S & Pat C ,
Luxury Custom New &
Pre-Owned Homes
E-mail: njestates@earthlink.net
Web: http://www.newjerseyestates.net
908-561-5492 (Paul S) 908-310-1358 (Cell)
908-561-6499 (Pat C) 908-578-0890 (Cell)

Weichert Realtors
New Jersey Estates
908-561-5400
55 Stirling Road, Watchung, N.J. 07069

Equal Housing Opportunity

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Posted by Patricia Cornish NJ, New Homes, Pre Owned Homes on 06/26/2008 05:00 PM

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