It's such a small thing. It could easily go unnoticed.  I'm referring to those small boxes on the Deed of Trust that indicate if there are any Riders.  We take it for granted that everything is in order with the Deed of Trust.

Not always

I had a closing this evening for which the Deed of Trust was missing the Planned Unit Development Rider:

Planned Unit Development Rider check box on Deed of Trust 

I immediately contacted the signing service, who immediately contacted the lender.

Is it the notary signing agent's responsibility to check to see if all Riders are attached to the Deed of Trust?

Absolutely.

 

 

 

2 Comments on Missing Riders to the Deed of Trust

JUN
28
2008

Hi Leon - It is true... the TD is taken for granted.  I've been doing signings for years now and have always looked at the TD as boilerplate stuff.  In the future, I will definitely look for this clause in the TD.  Thanks for pointing this out.  Very important!

1:32am • #1
JUN
30
2008

Leon,

To answer your question, no it is not our job, but it only takes a second is just plain old good customer service to everyone concerned and will aid in giving you a good reputation as a notary that goes the extra mile. 

5:01am • #2

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Leon Austin, Colorado Springs Mobile Notary

Colorado Springs, CO

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Mobile Notary Services

Address: Colorado Springs, CO

Office Phone: (719) 473-9336

Cell Phone: (719) 238-7988

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