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group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Each month AR runs numerous contests as a way for our members to engage in activities
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Farm your niche market and cover all the happenings in your neighborhood
I heard a report yesterday on the local business radio station here in town that said mortgage applications nationwide were down by 9% in the last month. Wow, that scared me a little and I called my two main mortgage brokers and both said that, overall, yes with the rates climbing, that applications were down.
One even said that I was the only one to send her any clients in the last month. I actually sent her 4 to get pre-approvals on. She told me that she was amazed at the negativity and she also said that I was the only one that always seemed to be positive on the phone with her.
She says that despite interest rates every one of my buyers was cheerful and happy to be looking. I asked her what she thought the difference was and she thought it was the fact that I pointed out that historically we still have really low interest rates. We don't have 19% interest rates like in the early 80s or 10% like we did, just 10 years ago.
She said your buyers realize that they easily could go back up to that and are happy to pay 6.5% when I show them how much they are losing by paying rent versus owning a home. She said it is a different market and you educate your buyers to that and I think they realize that the world is changing again and if they buy now they will be the ones that win in the end.
You see I think that the people that bought houses in 1977 when interest rates were ok and house prices were low made a lot of money in the early 80s when interest rates started to climb, as well as prices. My parents bought their first home for $60,000 at 12% interest and in 1981 that home was worth $120,000. If they had chosen to, they could have sold it on owner financing at 15% and people would have been happy to pay it because it was still 4% cheaper than a lot of the banks were offering at the time.
Financial freedom can be reached through home ownership, and time and time again the market will adjust, but in the long run, it seems to always go up! If you are a buyer, now and even later, it will always be a good time to buy real estate. If you give me a call today, I can sit down with you and show you all the reasons you should buy today!
Todd Clark - Broker / Sales Coach
Palazzo Realty Group
I am a licensed Realtor who specializes in Washington County, Oregon and also work in both Clackamas and Multnomah Counties including the cities of Aloha, Beaverton, Canby, Clackamas, Gladstone, Gresham, Happy Valley, Hillsboro, Milwaukie, Oregon City, Sherwood and Tigard. All information contained in these posts are copyrighted and cannot be used without prior written approval authorization from the author me Todd Clark. If you are looking for an outstanding agent please give me a call I would love to help you with all your real estate needs.
What if there was a way you could search the MLS for FREE just like Realtors
Now you can access the MLS using similar tools as Realtors. You are in control of what you want to search for, and you can search the MLS at your leisure. The information you submit in the form below can also be used to put you on an automated system where you'll be emailed all homes that meet your search criteria. You'll get internet access to a website that includes pictures, prices, and addresses to real estate that's listed in the MLS!
Helping Families Home is a blog set up to help families find that perfect home for them. I have a family and I understand how hard it can be to find a home that everyone is happy with. Let me help you find that home and help your family home.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.