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“WE ARE HOMEOWNERS”

By
Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

“Joe,

I can’t tell you how excited we are, WE ARE HOMEOWNERS!

When we originally spoke a few months ago, I truly didn’t believe we would be buying a home anytime soon. When you told us that we qualified for a mortgage it was overwhelming. Sure, you pointed out that a couple of our credit cards had high balances that we should pay down, which we did immediately, and we had three collection accounts that were report on our report each month which hurt our scores.

We had spoken to two other loan officers last year, no one coached us as to what to do to improve our scores. All we heard was negative BS. Thank you for making us feel good about ourselves.

One more thing, the Realtor you referred to us was amazing, we will continue to refer both of you!!”

What a good feeling, becoming a homeowner for the first time! It has always been my belief and conviction that anyone that wants to own a home should be able to have that opportunity.

So many will not have that opportunity without coaching. Credit is one of the biggest issues. Folks constantly tell me they just don’t know what to do or how to possibly improve credit. Just as important, there are many that do not have any credit scores – yes, we can do mortgages for them as well.

Folks have told me they make their payments on time, but their scores don’t improve. Even though payments are made on time and the balance is more than 1/3 of the high credit limit, the scores will drop instead of going up.

There are so many ways to improve credit, but it takes a commitment.

“Who Else Do You Know That Needs My Help?”

Originally posted on RightTracFG.com

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comments (4)

Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

What a wonderful note from your clients! Providing counseling to those who are ready to hear what you say and then implement a plan is very rewarding.

Jul 23, 2022 04:44 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Joe. Where there is a will there is a way. Finding the right lending source is key. And, your experience is the biggest benefit. Enjoy your day.

Jul 23, 2022 05:24 AM
Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Thank you for the great information in your blog today to share with us here on the Rain.  Make it a terrific day! bill

Jul 23, 2022 06:04 AM
Ray Henson
eXp Realty of California, Inc. (lic. #01878277) - Elk Grove, CA
Realtor

It looks like you made some more life long clients by going above and beyond what other real estate professionals would do.  Well done and congratulations!

Jul 23, 2022 07:34 AM