When you are searching for your new home, and you have put aside your deposit/downpayment, don't forget to take into consideration other costs, besides your moving costs (if you're using movers).

Some costs apply to condos and some apply to a freehold home, but whatever you're planning on buying ensure you take into consideration the costs that apply - and if you're not sure, don't forget to check with your Realtor, or your Lawyer.  They can both give you a pretty good estimate of exactly how much you will need, depending on the home you're purchasing, and the purchase price of that home.

Here is a short list of additional costs:

Tax
The GST applies to new housing.  You may qualify for a rebate (up to 2.5%, if the house costs less than $450,000). Verify this with your Realtor and your Lawyer. (The rebate depends on the purchase price and sometimes it may depend on the builder. Ensure you have a Realtor with you, to go over the builder's contract/agreement in great detail).

There is no GST on resale housing, unless the home has been substantially renovated, and then the tax is applied as if it were a new home.  Generally, however, in resale housing, the purchase price includes GST (your real estate sales representative will ensure that the agreement of purchase and sale states that the GST is included in the purchase price of a resale home).

Appraisal Fees
If your loan is not insured, your lender may require a property appraisal at your expense.  This varies from lender to lender (Some lenders will not charge, and some may credit your account on closing.) A basic appraisal for mortgage purposes will cost approximately $150-$250.  Actual costs should be confirmed with each lender.  You can also negotiate with the lender to waive the fees.

Survey Fees
Your lender will require an up to date survey - or title insurance, if no survey is available.  Firm quotes should be obtained before proceeding, as costs vary (range from $400-$1,000).  Title insurance is most popular these days, but some clients (and sometimes, some lenders) will require a survey, depending on the property that is being purchased and future plans for the property.

Property Insurance
This insurance covers the replacement value of the structure of your home and its contents.  Your lender will insist on this because your home is the security for the mortgage.  You must start searching for property insurance coverage, the moment you purchase the house.  If you have never been insured before, you could have difficulty obtaining insurance.  Your Realtor can help, however, you should tell your Realtor sooner, rather than later, if you've never had insurance, so they can start looking; and possibly even put a condition on the offer.  Some companies will not take on new clients; and some will not insure people who've never had insurance.  It is absolutely urgent you start looking into this sooner rather than later.  Also, if the home has knob and tube wiring, it will be even harder to insure, although there are a few companies in the City who will do it, for a premium. 

Pre-paid Taxes and Utility Bills
You will have to reimburse the seller on a pro-rated basis, if some bills have been paid beyond the closing date.  Your lawyer will be able to tell you exactly what the amounts will be, but this won't happen until a few days before closing, so ensure you have some savings aside.

Home Inspection Fees
Inspectors are unregulated in many provinces, so the fees range widely - from $250 to $450, depending on the price and size of the home being purchased.  Also, inspections carried out by engineers could cost more. 

Legal fees - Lawyer
Even a straightforward home purchase requires a lawyer to review the Offer to Purchase, search the title, draw up mortgage documents and tend to the closing details.  Lawyer's fees for a mortgage range widely depending on the complexity of the deal but will probably be between $200-$500.  Legal fees for a purchase, including mortgage paperwork, could cost between $700 and $1,000. The total legal fees could range between $1,200 and $2,000. This varies from lawyer to lawyer. 
In addition to the legal fees, the lawyer will also take the Land Transfer Tax fees, which they then pay directly to the Province, and if you buy in Toronto, there is also a Toronto Land Transfer Tax. (Land Transfer Taxes can add up to thousands and thousands of dollars, depending on the purchase price of the home.  Your Realtor can tell you the exact amount, based on the purchase price.) (See below)

Mortgage Insurance Premiums and Fees
If you have a high-ratio mortgage, your lender will require mortgage loan insurance, provided by CMHC or another company.  The insurance will cost between 0.5% and over 3.00% of the amount of the total mortgage - but this amount can be included in the mortgage and does not have to be paid up front.  Application fees may range from $75 to $250, depending on how the lender processes your application.  Get details from lender before proceeding.  Fees differ from lender to lender.

Land Transfer Tax
This applies in most Provinces.  It varies as a percentage of the property's purchase price.  It is usually about 1-4% of the purchase price.  This is always paid by the Buyer.  If you live in Toronto, there is also a City Land Transfer Tax.

Status Certificate
A status certificate outlines a condominium corporation's financial and legal state.  The certificate and supporting documents cost about $100.  You can negotiate to have the seller pay for it, but it doesn't always work that way. 

Title Insurance
In general terms, it protects purchasers and lenders from the risks inherent in real estate transactions... damage sustained as a result of covered title risks, problems that would be revealed by an accurate, up-to-date survey, non-compliance with municipal regulatory authorities, etc.  Your solicitor will provide you with information on different choices of Title Insurance companies/coverage.