Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing a Reltor you like.. As a Prudential Rand, Hudson Valley area REALTOR®, My experience and expertise can help make your home buying a less stressful process. I will treat you as I would want to be treated! here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:

The homefinding process typically includes many of the following elements. I will be your resource and guide every step of the way. You will have full access to ALL homes available on the market, and my experlocal knowledge of the Hudson Valley area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

Initial Consultation

• Determine your priorities and needs
• Review "agency" choices and select appropriate working relationship
• Discuss financing options

Finding the Right Home

• I will show you properties based on your criteria
• Evaluate each property
• Choose the right home

Reaching an Agreement with a Seller

• Review comparable sales to determine offer price
• Present your offer
• Negotiation of terms and possible counteroffers
• Agreed-upon sales contract with seller

Preparing an Offer

• Review progress of loan pre-approval; decide on financing
• Decide on other terms (inspections, possession date, personal property, etc.)
• Prepare earnest money deposit

Obtaining Financing

• Find a mortgage company
• Consult with a loan officer
• Complete loan application
• Obtain loan pre-approval
• Provide requested documentation
• Property appraisal
• Loan processing
• Final loan approval

Completing the Settlem

• Deposit of earnest money
• Review seller's property disclosures
• Review preliminary title report
• Roof, termite and other inspections
• Remove any remaining contingencies
• Arrange for homeowners insurance
• Arrange for home warranty
• Arrange for movers
• Final walk-through of property
• Receive keys from sales associate
• Move in!