As times get harder for more and more people in this "wonderful" economy we have. I have come across those that are still trying to buy homes with horrible credit. They come in talking about FHA, and a friend told them this....they don't seem to understand that CREDIT is their lifeline to their financial needs. However, I have found a company that seems to work and work well, Veracity Credit Consultants. As many I was skeptical at first till I started sending my clients to them and they started coming back with good scores and clean credit.
One of my clients started with a 498, nothing you can do there, so I figured lets see if they can help him out. 4 months later he comes running in my office with a big grin and ask me to pull his credit. I was shocked his score went from a 498 to a 640! I was ready to go, but he wasn't, they told him to wait a little longer they still had some work to do and hold off. Naturally I was a little upset, but 4 months later he comes running in, yelling, "Pull it now!" He went in 8 months from a 498 to a 720! A 720! No problems now. They removed Judgments, a BK, collections and late payments. After this I sent everyone there and the benefits have been overwhelming.
Yes, I don't have a loan today, but in a few months when times are slow or when you least expect it, here they come ready to get a mortgage, with good clean credit, turning that ugly duckling into a beautiful swan. On top of that they make sure to get me back all my clients as well keeping my name in front of the client the entire time. There are many credit repair companies out there, but as for me the best one I have found is Veracity. The BBB has given them the Ethics award, they once belonged to NAMB, and all of my clients have been pleased. I highly recommend them for ANYBODY that deals with credit. You can look them up on www.veracitycredit.com and check the BBB as well as www.ripoff.com. They have a good rep and in these slow times it nice to know that I have some leads out there that will come back with a smile and mission, refinancing or purchasing, either way its a deal that never would have been. You can contact me if you have questions, but don't let potential clients walk away, especially since it's free for you to too refer them.