We Always Hear The Young Are Our Future But Seldom Treat Them Like It.

EducationI have son Corey who is currently 20 years old and a penniless 2nd year college student.  He is one of those fortunate young people who have always easily fitted in; he loves children, doesn’t hesitate to speak to adults and senior citizens and is commonly very well liked by all.  Corey has a very easy going personality and very seldom gets ruffled or angry….actually I can’t remember the last time he was.


Corey came home from the bank in what I would categorize as a more than upset mood.  Apparently he had over drawn on this debit account by seven dollars.  In his explanation of what had happened he stated he had been given two overdrawn charges and felt very strongly he should only have received one.  I won’t get into all the detail for it was pretty lengthy so let’s just suffice it to say that he agreed with the first charge however was totally in opposition to the second.   Oh, by the way…the total of these two overdraft charges was $75.00 which as we all know, is a w..h..o..l..e lot of money for a college student.

 
Corey had spoken to the “tellers boss” who he stated was not in the least nice, wouldn’t let him finish a sentence and felt treated him very rudely.  Corey left feeling he had no recourse but to accept that he was out the $75.00 (for they had already taken it out of his savings account to pay for the overdraft) and was now left with only $21.00 remaining.  He vowed to take his $21.00, go to another bank that did not charge overdraft charges that some of his college buddies currently go too.

 
In thinking this over a little bit it struck me that Corey really has more power than he is aware of…..for as we all often hear….CHILDREN ARE OUR FUTURE.   I decided to give my son some unsolicited advice, which we moms often do as this I felt was a huge opportunity for a learning experience.   I let him know that he actually does have more power than he knows since CHILDREN ARE OUR FUTURE.  If he simply decides to take his money then go some where else he would be doing himself a huge disservice. I made him aware he deserved be heard, the bank cannot help if you do not speak up and the tellers boss is not where it should stop. I directed him to calm down, get his thoughts in order then stop into the bank and request to speak with the Bank Manager (no one else) dress well, be prepared to present his case in a calm and respectful manner.  Make the Bank Manager aware of what had transpired in regards to his account, the teller boss and that he felt he had been treated unjustly.  Be very up front and let the manager know that you are a poor college student that has no money, you work, volunteer 3 days a week for an after school inner city children’s program along with coaching two youth soccer teams.  Kindly remind him that although you may be a poor college student now you will also be the young man who in another 5-10 years will no longer be poor, will have a career, be looking to buy a house and into investments for your future.

         Owl                                                                                                                                   

Now, the Bank Manager has the opportunity to both assist and remedy the situation or to send Corey packing.

I must say I have a very hard time believing that any Bank Manager would let a future investor in his bank simply walk out over a measly $37.50.

What are your thoughts??  If our children are truly our future why are they not treated and respected as such!

Corey will be going to the bank and present his case in the next day or so…I will keep you posted with the outcome.

 
Wish him luck!!

 
Therese


 

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Therese is selling and marketing properties in the Greater Grand Rapids, MI Area and surrounding communities while specializing in Jenison, Hudsonville and Grandville.

Contact Therese directly at 616-780-0786 or by email at tvmhomes@sbcglobal.net 

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62 Comments on We Always Hear The Young Are Our Future But Seldom Treat Them Like It.

20 Most Recent Comments Displayed Show All

MAR
17
2007
550,593 Points 110 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

Therese...

If you know anything at all about me then you know I try very hard to comment with originality. I have posted that video on your blog post for several reasons. One, I used this song as a guideline while I raised my twin boys who are now going on 31. Secondly, after reading your post and the comments I found myself humming this song. If you're offended by a video on your post, I will not be offended if you want to delete. Thanks for the well thought out and well written post. I likes it :)

TLW...ROAR!

1:58pm • #44
119,068 Points 6 Featured Posts

Hi Lovely Wife of Broker Bryant!

Loved the Video...now I'm humming it!! :)

2:08pm • #45
170,621 Points Outside Blog
Great Post and a Featured Post to boot!  GREAT JOB!!!!
3:06pm • #46
550,593 Points 110 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

Ahhh. So glad you liked it. I have been humming that since I read your post.

For the record you can call me TLW or Billie. Either one is much easier to type :)

3:45pm • #47

Hi Therese,

Sometimes I think that "customer service" no longer exists.  In the past, my husband and I had kept a separate checking account to keep track of all of our investing finances on rental and investment property.  During a period that we didn't have any properites and the account and held a minimum balance... the bank actually over-drafted our account to charge us a fee for inactivity!!! 

Can you believe that?!  I quickly had the charges reversed after explaining how absurd it was... and I immediately closed our account!  

I believe it happens... and I believe it's definitely in the banks best interest to reverse the charges. 

I think they most likely will.  Keep us posted as to what happens... and good luck to Corey!

 

9:57pm • #50
sorry Therese... that last comment was from me.  
julie ferenzi
9:58pm • #51
119,068 Points 6 Featured Posts

Julie...Thanks for stopping by...I can't believe the stories I am hearing and everything the Banks seem to think they can get away with!!  The scary thing is is that probably more often than not they do.   I will be sure to get back with the outcome.

 

10:30pm • #52
MAR
18
2007
201,417 Points 12 Featured Posts Localism Sponsor Outside Blog Attended Rain Camp

Therese, didn't even realize you were a fellow Gander when I replied to your blog.  I am, of course, a misplaced Gander, and probably as close to a native Texan as you can get without being born here.  Spent the first 18 years in MI and then migrated.

My oldest is 23 now and is now earning quite a bit comparatively.  The bank that treated him right in the first place has gained his loyalty.  He's soon to get married and within the next year will buy a home.  Just a few months ago he was a poor college student....

Amazing how fast they grow, wonder if the bank manager knows????

12:25am • #53
119,068 Points 6 Featured Posts

Chris:  It is so......amazing how fast they grow! I keep trying to freeze them and they won't let me.   I have no doubt Corey has a very bright future ahead of him and I am so proud. 

It just makes your heart swell when you witness your children being successful in life and making their own way doesn't it?  (oops...the mommy in me just came out again)  :)

 

7:45am • #54
1,156,157 Points 38 Featured Posts Localism Sponsor Outside Blog Called Shot Master

Therese,

That was a wonderful post.  I believe you have to teach children to find their voices and start to stand up for themselves when they believe they are right, even if it's against an "authority" figure.....not something I USED to teach them when they were younger.  Now they need to stand their ground and defend themselves when they believe they are right.  Wonderful advice you gave to Corey and something he'll always remember.

9:59am • #55
119,068 Points 6 Featured Posts

Carole:  Thank you Carole.  I couldn't agree with you more as long as it is done with respect.  :)

 

6:53pm • #56
1 Featured Post
Therese, thank you for this post, I just wrote two blogs along the same lines. I actually mentioned this post in my blog, Generation Y, Part 2. Thanks again, and best of luck to your son, I hope everything works out for him.
7:32pm • #57
3 Featured Posts
Thanks for a really thoughtful post. One of the things that comes to mind as I read this post is remembering to treat everyone with kindness and respect be they young or old.
7:45pm • #58
119,068 Points 6 Featured Posts
Kristy:  Thank you and thanks for the mention...I will be stopping by your blog.  :)
10:32pm • #59
119,068 Points 6 Featured Posts
Irene:  Thank you... a little kindness and respect do go a long way for everyone. 
10:46pm • #60
MAR
20
2007
119,068 Points 6 Featured Posts

Hi everyone!  Thanks for all the support and kind words...Corey really appreciated all the comments he received and was very appreciative!

I did send out an additional post yesterday regarding "The Outcome."

Thanks again...AR is fabulous!

6:03am • #61
MAR
22
2007
What classifies a young person?  I think it is relative. You can have a 35 year old person that is immature like a 21 year old, or vica versa a young person in the 20ies who is wiser and has more life experience than a 35 year old.  Has anybody noticed this phenomenon?
9:34pm • #62

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Therese VanderMeer - Realtor

Jenison, MI

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Midwest Properties of MI - Grand Rapids

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