Sample Cease & Desist letter

(Send certified mail, return receipt requested)

Date:

From: (you: name and address)

To: (the original creditor and or the collection agency: name and address)

RE: (account name and number)

Dear______,

This Letter will serve as your legal notice under federal law that regulates the activities of collection agencies and their representatives.

You are hereby notified under provisions of public Law 95-109, Section 805-C, THE FAIR DEBT COLLECTION PRACTICES ACT to hereby CEASE AND DESIST in any and all attempts to collect the above debt.

Your failure to do so WILL result in charges being filed against you with the state and federal regulatory agencies with enforcement.

Please be further warned that if ANY derogatory information is placed on any credit reports after the receipt of this notice, it too will result in action being taken against you.

PLEASE GIVE THIS MATTER THE ATTENTION IT DESERVES.

Yours Truly,

_______________

(Your Signature)

(Note: This letter is only to be used after all other means of settlement and negotiations have been attempted on your part. We always recommend to try and work out a reasonable solution with your creditor first.)

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