There are a few secrets to getting to the closing table without the bumps, scrapes and bruises when buying or selling Plainfield or Naperville real estate.

For Plainfield and Naperville Buyers:

• Make sure you have your finances in order.  Disclose all pertinent financial information to your loan officer in a timely manner.
• Use an attorney and have their information available when you write a sales contract and then have them review it.
  
• Get a home inspection and make sure that any issues on the inspection are reviewed and addressed by your attorney.
• Keep tabs on the loan approval process.  Make sure that your lender is aware of the loan commitment date and that they will be able to produce a valid commitment letter to satisfy the terms of the sales contract.
• Dont make any big purchases before your closing.  The lender will probably re-run your credit before the final approval.  Large purchases can change your debt to income ratios and block your loan approval.
• During the final walk-through note any damage or changes to the property since the home inspection that may not have been visible because of furniture or personal belongings. 
  

For Plainfield and Naperville Sellers:

• Provide your attorney with a copy of the sales contract for review.
• After the home inspection make sure that all of the agreed upon repairs are made completely and professionally.
• During the move out of the house, be especially careful not to nick or mar the walls, or damage the flooring.
  
• Make sure that you, or your attorney has paid for any real estate transfer tax stamps before the closing and that you bring them with you to the closing showing that they have been paid in full.

As you can see, it doesnt take much to have things go smoothly.  Of course things that are beyond your control can always come along, but if you are careful about the things that you can control, there isnt any reason why you cant have a painless closing on your next Plainfield or Naperville real estate transaction.  Call me at 630-673-6233 if you need a Plainfield or Naperville Realtor to make it happen!