The "American Dream" has never been clearly defined by the cheerleaders of our seemingly faultering industry as to whether or not that dream would become a good dream or a nightmare until now, and, indeed, the 
American Dream is now the "American Nightmare" for hundreds of thousands, if not millions, of homeowners in our nation. I deplore the use of the term "American Dream" when referring to homeownership because it attempts to delineate or mask unfairly the lines of qualification needed to benefit, and places it in the perspective of the surreal or unrealistic, and is further characterized by fantastic imagery and incongruous juxtapositions. I encourage all realtors and industry professionals to stop using that term when addressing homeownership.
Nearly all homes are financed and owned by some lending institution until they're paid off. Therefore, homeowners have a reason to believe that complete ownership of their home is only a dream. Especially when they have a thirty year loan. They live with the feeling that their home will never be paid off, and it's this psychology that bullies the sad homeowner into a series of mental images and emotions, imaginative thoughts indulged in while awake, that usually occur only during sleep. They're confronted with a fantastic and vain hope and seek a state of mind characterized by abstraction and release from reality.
Always believe in an equal playing field and be fair. Separate desire from the unreasonable prospect of satisfying delusive, false hopes.
I like to say that, "A Home Is Real Space for Life's Essentials, Expanse in Which Everything is Located".
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