Perusing through CNN's money section I found an article discussing retirement plans.  You can click HERE to read it yourself.

Ironically, the article tries to make a point that simply saving up money and then riding it out until you die is not a trustworthy strategy.  Yet, when it comes to an alternative, all it can advise to do is analyze your Social Security payments, your pension payments your savings and money that is invested.

Then, it goes on to say that even this is risky, and you need to save more just in case.

It is a worthless article because it talks at length about what impending problems you are going to face in retirement, but then offers no solutions beyond saving money, plan for other people to pay for you, and expecting other people to handle your money for you.  These are totally unrelaible solutions to the retirement problems even they bring up.

The times when you could depend on Social Security and pensions are over.  The best way to secure your retirement future is to become financially literate.  It's going to require you to invest soundly for yourself and not expect others to do it for you.  No stock broker is going to be losing sleep over your retirement when they get paid a commission selling you a mutual fund.

Get educated, and get going.  Time is ticking...

-beasley