Today I made a mistake. I opened a Federal Pacific Stab-Lok Panel (which is an obsolete system that is known for problems) and as I removed the cover the panel slipped and I tripped the main breaker. Oops. That wasn't the worst part, even though that was bad enough.
To fix the problem I created, I turned all the other breakers off and tried to reset the main. Nothing happened. Now I began to sweat bullets. What had I done?
It wouldn't even stay in the ON position. Now the seller (who was standing beside my client and the listing agent) became very upset. She wasn't happy that I turned off her power and couldn't get it back on.
I tried to explain that it was an accident that I tripped the main, but it should have been able to be reset. Because of an equipment failure (which was NOT my fault) the main couldn't be reset. My client was happy that I inadvertently discovered this defect, even though the seller wasn't happy with that at all. The seller proceeded to tell me how it was "fine" before I touched it and now she had no power because of my "negligence".
I didn't know what to do. Would I have to pay to have her panel fixed? Stab-Loks can't exactly be found at Home Depot. Besides, she probably needs a new panel anyway. Do I need to call my insurance? Not exactly sure what else to do, I paniced.
Eventually I got out of the house, but the seller still didn't have power. I spoke with an Inspector that I respect in the Nashville area and he reassured me that I only discovered a hidden defect of the panel and that I am not responsible for repairs.
I still haven't told the seller that yet. She won't be happy. However, I am going to pay for an electrician to EVALUATE the panel tomorrow. That, I believe will be the limit of my good faith toward the seller.
Should I do more? Should I call my insurance? What are your thoughts?

The panel also had several double taps and was in a cabinet with limited access.


I think some agents would simply let it go and not return that seller's calls. Having an inspector look at it is certainly fair and a show of good faith, like you said. That shouldn't cost too much.