Not sure if I am considered a Newbie....

By
Mortgage and Lending with First Home Bank NMLS #630694

Hello active rain members,

I am fairly new to this whole concept of blogging. I actually joined AR in February '08 but just started my profile,..... made one post at that time, and that was about it.

Recently, I have been exploring the site and reading some of the Great Posts ( Blogs ) from many of you. WOW!

I have a lot to learn about using the site correctly and am trying to get up to speed. I look at other members profiles and I am amazed at all of the associations, associates, etc., etc.,.....

Well anyway,  my name is Jerry Santoro, I live in Middletown, NJ and currently I am a Mortgage Planning Specialist with HFG, parent company of New Jersey Home Funding Group. My office is located in Morganville,NJ right in the center of the State. I have been originating loans since 1994 and have been with NJHFG since 2002. We have an office in Henderson,NV also. I do have the ability to originate loans across the country and have worked with many First Time Home Buyers helping them achieve the "American Dream".

I'll stop here since I don't want to get long winded and ramble. So hello to all. Please feel free to contact me any time with questions, comments, or advice. I look forward to meeting many of you and becoming an "Active Member" of AR!

 

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Rainer
41,030
Thavisak Lucky Syphanthong
Lucky Star Realty - Crescent City, CA

Hello Jerry, welcome to ActiveRain.  It is a great place to explore and learn (when you have the chance).  Ideally, if you spend at least an hour a day on the Rain, you will gain some great knowledge and insight into our business of selling real estate.  Good luck to you and have fun learning and exploring!

Jul 20, 2008 05:49 PM #4
Rainmaker
102,249
Neal Barnes
Starstate Realty - Killeen, TX
Broker, REALTOR, ABR, CRS, GRI, SRES, SRS.

Hi Jerry  --  Welcome to ActiveRain (AR).  I am a REALTOR in Central Texas.  I look forward to networking with you and reading your future post.  Have a great day!!!

Jul 20, 2008 06:29 PM #5
Rainmaker
1,153,351
Mary Yonkers
Alan Kells School of Real Estate/Howard Hanna Real Estate - Erie, PA
Erie/PA Real Estate Instructor

Jerry,  welcome to the group.  Guess my situation is similar to yours.  I joined awhile ago, but took my time getting comfortable with the format of blogging.  Yesterday I screwed up my third blog so today I sent two.  Guess if you don't succeed at first try again.  www.activerain.com/blogs/lohrer

Have fun.  See you around.

Mary

Jul 20, 2008 11:19 PM #6
Rainmaker
3,911,036
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Welcome to Active Rain. This is a great place to learn from others  and  to share what you know.

Jul 20, 2008 11:43 PM #7
Rainmaker
452,206
Daniel J. Brudnok, REALTOR
Berkshire Hathaway Home Services Fox & Roach, REALTORS - Exton - PA License #RS-225179-L / Delaware License #RS-0025038 - Downingtown, PA
SRES, e-PRO,ABR,GREEN,CSP

Jerry,

Welcome, many seem to join and then walk away ......and then see the value of AR and get back running......I wish you well and know you will find all the answers to your questions here in the family.

Jul 21, 2008 01:54 AM #8
Rainer
83,497
Matthew Zgonc
Aksland Real Estate - Modesto, CA
Realtor, CFS, CVS

Jerry, Welcome to Active Rain. There are lots of wonderful things here, which I know you already know about and I am looking forward to talking with you in the future.

Jul 21, 2008 04:05 AM #9
Rainmaker
36,255
Jeffrey deJESUS
Better Homes & Garden - DeJESUS Real Estate Group - Daly City, CA
Realtor

Good morning Jerry! Welcome to Avtive Rain again. Im glad your really using this website correctly. This is a great tool for us as realtors. Good luck

Jul 21, 2008 07:09 AM #10
Rainer
717
Margie Duvall, GRI, e-PRO
HighProfileRealtyLakePleasant - Peoria, AZ

Good afternoon Jerry:  I'm as new as you are. We both can join the "newbee" group. I have to jump in and get running.

Jul 21, 2008 08:08 AM #11
Rainmaker
49,761
Pete Jalbert
The Maui Real Estate Team, Inc. - Paia, HI
R(S)

Aloha Jerry,

Thanks for the introduction. Glad you are enjoying your experience on AR.

Jul 21, 2008 08:09 AM #12
Rainer
208,552
Bob Cumiskey
A1 Connection Realty, Inc. - Sun City Center, FL
US Army Retired, Your Sun City Center, Florida ~ Realtor

Jerry, Welcome to the Rain.  Kick your shoes off, get your feet wet and have fun.

Jul 21, 2008 09:43 AM #13
Rainmaker
224,129
Nancy Larson
I am a licensed referral agent in NJ - Hutchinson Island, FL

Jerry, if you don't have any addictions....you will soon. AR is fabulous...

You're right around the large corner from me....Welcome

Jul 21, 2008 10:01 AM #14
Rainer
39,890
Clark Garrison
Taylor 1 INC - Atlanta, GA
"Loan Modifications"

Hi Gerald! and welcome to active rain! You're only a newbie if you fell like a newbie! LOL see you around the AR

Jul 21, 2008 10:02 AM #15
Rainer
57,817
Lori Franks
Real Estate Consultant - Brookings, OR
Brookings, Oregon

Jerry welcome to ActiveRain and your decision to become active! I look forward to more of your posts.

Jul 21, 2008 10:03 AM #16
Ambassador
2,375,096
Steve Hoffacker
Steve Hoffacker LLC - West Palm Beach, FL
Certified Aging In Place Specialist-Instructor

Jerry,

Welcome to Active Rain (or welcome back). Good to see you trying your hand at blogging. Active Raim has many ways for you to make connections.

Steve

Jul 21, 2008 10:47 AM #17
Rainer
81,325
Barbara Cluck-Miksits
BCM Home Staging LLC - Ridgewood, NJ
Home Staging - New Jersey

Welcome to AR Jerry. I wish you much success and good luck. Happy blogging,

Jul 21, 2008 11:38 AM #18
Rainmaker
394,694
Elizabeth Cooper-Golden
Huntsville Alabama Real Estate, (@ Homes Realty Group) - Huntsville, AL
Huntsville AL MLS

Jerry, Welcome aboard!  Seems as if you have been doing  a great job already. I hope you have a great time while learning all about Active Rain. Here is a great post that was featured today. This should help give you a jump start!  The ActiveRain Starter Kit   Best of luck to you.

Jul 21, 2008 03:15 PM #19
Rainer
42,684
Janie Masterson
RE/MAX Executives - Clarksville, TN
Realtor GRI CLHMS - Trusted Real Estate Resource

Hi Jerry and welcome to ActiveRain.  I have been away for about six weeks myself (family issues) and I have to say since joinging back in the Spring I have learned so much!  Just get out there and read, read, read,,,,,get your feet wet, oh what the heck jump in and go under water.

Best of Luck

Jul 21, 2008 04:25 PM #20
Rainer
179,676
Erik Hitzelberger
RE/MAX Alliance - Louisville REALTOR-Luxury Homes - Louisville, KY
Louisville - Middletown Real Estate

Jerry-- congratulations on your decision to become active in the rain. I looked the other day and less than 10% of the members are truly engaged.  Their loss. 

 

Jul 21, 2008 04:44 PM #21
Rainer
21,177
Jeff Thornton
Jeff Thornton ABR CRB CRS CSP e-Pro GRI - Lansing, MI
ABR CRB CRS CSP e-Pro GRI

Hi Jerry!  Welcome to Active Rain its a great tool to meet people, learn and grow your business

Jul 21, 2008 10:29 PM #22
Rainmaker
82,074
Derenda Grubb
CENTURY 21 Mike D. Bono & Co.'s - Lake Charles, LA
GRI, ABR, CRS

Hi Jerry,

Welcome.  If you feel new to the Rain, then that qualifies you as a Newbie.  I am glad that you have decided to become active in AR.  I know you will find that to be a very positive decision.  Just jump in and start participating.  We look forward to hearing from you.

Jul 21, 2008 11:44 PM #23
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Rainer
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Gerald ( Jerry ) Santoro

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