I can write all day about first time home buyers and repeat home buyers in my neck of the woods in Michigan (Macomb County) but I really wanted to write today about the intangibles that a buyers agent brings to you, the consumer, when purchasing a home.
When I represent you as a buyers agent I take on the responsibility to care about you and your home purchase from start to finish. You come first. It's that simple. I do not represent the sellers, their agent, the home inspector, the lender or anyone else who is a party to the transaction. I represent you.
Here are some of the things that I do to look out for you:
Keep in touch with your lender. Continually. You will always know what is going on with your financing.
"Flag areas" of interest to you. When a home comes on the market you'll be the first to know about it. Likewise, if a home has a price reduction, you will know about it.
Discover the history of the homes for sale that you are interested in. Is the home currently in foreclosure? How many price reductions has the home had? Are their currently liens on the home? Knowing as much as I can about a home you are interested in helps us tremendously in the negotiation process and in other areas.
Accompanying you: I will be there with you for your home inspection standing out of the way to allow your inspector to go over the home with you. I will also be there with you for the final walkthrough of your new home prior to closing. Do you want to go back through the home to measure wall space for furniture or windows for shades? I'll make the appointment and gladly take you through as many times as you need.
Mandatory repairs will oftentimes be needed if you are purchasing with a FHA or VA mortgage. I've been representing buyers for years and am informed about FHA guidelines. I keep an eye out for those things that I am fairly confident that FHA or VA will cite as a no-go. So many homes on the market today are bank owned and as such, you will be responsible for repairs to the homes. I will advise you throughout the process so that you are not surprised by anything that happens.
Accurate tax information: There is much online now from the various cities and township assessors offices however I go one step further to ensure that you are receiving accurate property tax information. I go to the offices of the assessor and verify the amount with them. I don't like surprises when it comes to this information and I'm sure you won't either.
Back to the city offices: If your work schedule does not permit you to visit the assessors office after closing to turn in the property transfer & homestead forms I will do that for you. You will receive a copy from me hand delivered after I have done so for your records.
This list is not all inclusive. Each person, each transaction is different. There are many more intangible ways that a buyers agent can help you and be of value to you. A good buyers agent is a partner to you throughout the home purchase process.
Interview and choose a buyers agent to work for you.
Macomb County MI homes for sale
Good job, Kris. I know you got have gone on and one ,but this hits the high points. I know you are the best for McComb County and I would not hesitate to refer you to clients moving your direction.