You could pay allot more for a home by waiting!
Latest Statistics show that NOW is the time to Buy in Coeur d'Alene and Kootenai County, Idaho. 

To paraphrase Will Rogers, the Cowboy philosopher of the nineteen thirties, "Buy real estate. They ain't makin' any more of it."

The average price for a home in Kootenai County, Idaho, is down 2.8%.   This is very good for Buyers especially with interest rates at only 6%+/-.     If and when interest rates go up again, your payment goes up. Even if the average price were to drop a bit more.... you payment won't.  It may actually go up!

Our banks have money to loan and we have an excellent supply of great homes at great buys. It is a buyer's market.  Take advantage of it!

So don't be afraid to buy or sell.  Just use  common sense.  Choose properties you can afford.  Make sure you use a reputable lender that is on top of what is happening in THIS market area and NOT overcome by the global market.

Although the foreclosure market has increased somewhat in North Idaho, we are not as deep in bad debt as are other parts of the Country. Most of the "BAD" news we are hearing is largely driven by activity well outside our Real Estate Geography. We really are still in a relatively good real estate market. The Coeur d'Alene Assoc of Realtor's Market Graphs show the market has stabilized.

Please, feel free to call me to help you with this process.  I will find you the best buys in Kootenai County, Idaho, within your affordability.  I will also put you together with a reputable local lender that will give you the most competitive rates and have your well being at heart.

Please feel free to contact me for additional information:

Pam Jank, GRI, CRS, ABR, RRS, PPS
Your North Idaho Real Estate Pro
Web:  http://www.SellingNorthIdaho.com
eMail to: PamJank@hotmail.com
Phone:  208-661-2282
Fax:  208-772-6282
Toll Free:  800-829-2555 EXT.1275
COLDWELL BANKER SCHNEIDMILLER REALTY
435 W. Hanley Avenue
Coeur d'Alene, ID  838315