If you are relocating or PCS'ing to the Mississippi Gulf Coast (or are the realtor helping a military family), be sure to call me first to see if you qualify to use your VA entitlement.  In Mississippi, I can help you obtain 100% VA financing at low rates AND help you obtain closing cost assistance.  Most military families need some type of help.  The costs of moving are enormous and we all know that the military doesn't reimburse for every single cost.  I have same day decision underwriting to help homebuyers.  In some cases, eligible VA loan borrowers can obtain up to 3% of the loan amount to pay for closing costs through our State Mortgage Revenue Bond Program.  This offers 100% financing with closing cost assistance at a below market interest rate.  Call me for current rates and availability.

Recently, a family PCSing from Italy, emailed me and we had their 'credit side' fully approved before they even came to the states for their house-hunting trip.  Many times, we are able to close on a VA loan in less than 2 weeks.  My direct # is 228-257-9000.  Homebuyers can also go to my secure web site and apply on-line at www.mollysloans.com 

Molly Lionberger, Assistant Vice President

First Bank and Trust

First Bank and Trust, Mississippi is an equal housing lender and insured by FDIC.