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Your July tip for the month

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The Monthly Bulletin

July 2008

Presented by:

Luke Landis
Senior Mortgage Banker

Office 515-267-9992

E-mail: luke@hmg1.com

Website: www.iowamortgageman.com

8824 Swanson Blvd. Ste H. - Des Moines, IA 50325

Heartland Mortgage Group

Lawn Care 101 Series - How to Mow Like a Pro!

Cutting your lawn seems simple, but as any yard enthusiast knows, it’s much more complex than it seems. How else do you explain why side-by-side neighbors have such differing results? Here are the basics of mowing that will keep your yard looking fresh:

1)	Set the blade height to the middle setting—Cutting the grass too low can cause scorching from the sun. Not cutting it enough will make it more difficult the next time you mow.
2)	Cut in rows—Cutting in straight lines is the safest way to ensure you cut every blade without missing a spot.
3)	Check the bag often—A bag that is too full allows the cut grass to overflow as clumps onto your yard. These clumps will cause the freshly cut grass underneath to die.
4)	Cut often—Cutting your grass once every week (especially during flourishing summer months) is the best way to encourage it to grow lush and full.

Next month’s Lawn Care 101 tip: Keeping your grass green.

“Little progress can be made by merely attempting to repress what is evil. Our great hope lies in developing what is good.”

– Calvin Coolidge, 30th U.S. President / Born: July 4, 1872

“Gray hair is God’s graffiti.”

– Bill Cosby, Actor & Comedian / Born: July 12, 1937

“Most important though, if you love someone, tell him or her, for you never know what tomorrow may have in store.”

– Walter Payton, Hall of Fame football player / Born: July 25, 1954

Your endorsement is the best compliment you can give.

Providing a valuable and trusted mortgage service is top priority. If you feel you’ve received a high level of service, it would be greatly appreciated if you share your experience with friends, co-workers, relatives or anyone else who may need a mortgage.

Furthermore, if you ever have any mortgage questions, always feel free to call.

Thank you. Your business is appreciated.

This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. A Division of West Star Mortgage, Inc. Licensed Mortgage Banker in the State of Iowa. License # MBK-2007-0150.

Posted by Luke Landis on 07/22/2008 10:16 AM

Comments (5)

real estate info for des moines

Post is included in group: Mortgage Bankers
Post is included in group: The FHA Mortgage Group
Post is included in group: Iowa Real Estate

5 Comments on Your July tip for the month

Some of the bank owned properties are killing neighborhoods in our market because of something as simple as cutting the grass, or watering it.

07/22/2008 10:23 AM

by Chris Miller (ERA Brokers Consolidated)

Isn't it amazing? I would get the city involved and file a complaint or something. These REOs are killing the rest of the neighborhoods. Either that or we all may have to pitch in and mow ourselves.

07/22/2008 10:26 AM

by Luke Landis (Heartland Mortgage Group)

Can anyone help me join this group? New to active rain and not quite certain how to negotiate my way around this site.

I feel this would be a great group for me to be affiliated with and I would really appreciate any help I am offered. Also, if anyone needs a competitive estimate for there annual audit required by HUD we would love to provide that.

Thank You

07/22/2008 10:26 AM

by Lili A Bowers

Luke:

I think that many lawns are not getting the attention due to the cost of watering, gas, and other facets. So, many family, are cutting back. I know that its not only the REO's or short sale homes that are showing the ramifications of this economy.

07/22/2008 10:33 AM

by Lorraine and Loretta Kratz (Crescent Moon Realty, Inc. & Land N Sea Auctions.)

Really? The cost of water? As a homeowner its our responsibilty to not only ourselves but to our neighbors to mow the lawn. Period. And I would think most homeowners take pride in their home and outdoor upkeep is just as important. Don't realtors always preach curb appeal?

07/22/2008 10:39 AM

by Luke Landis (Heartland Mortgage Group)

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