Buyers and potential buyers: You need to know that you can get free access to credit reports as part of a settlement on a class action lawsuit against TransUnion, one of the 3 major credit reporting agencies.

It may not be exactly the same as your FICO score, which is a proprietary score calculated by Fair Isaac Corporation, but it will certainly help you to know how one agency ranks you as a risk for future loans.

Who can benefit from this settlement? Just about anyone in the US who had an open credit account during the last two decades! This includes credit cards, car loans, student loans, store credit and of course mortgages.

All you need to do is to register on www.listclassaction.com by September 24, 2008 or call 866-416-3470. You will be asked some basic information including Date of Birth and last 4 digits of your Social Sec number -- they need to establish if you had a credit line during the operative period. You can also sign up to get up to 6 or 9 months of credit monitoring services.

danascanlon@yahoo.com

www.homesbydana.us

301-575-4915

Posted 7/22/08