If you are a medical doctor who just finished your internship and has FICO scores 720+, knowing the earning potential of a medical doctor, Bank Of America is offering 100% loan to qualified buyers.

For policemen, firemen and teachers who has solid and stable incomes, Bank Of America is also offering loan programs that requires only 3% down payment.

Due to the credit crunch, lending standards by the bank will be more and more tighten. Since it is the buyer's market now and there are lots of affordable bank owned homes, it is to the buyer's advantage to purchase a owner occupied home as early as possible to capture the great deals while it is still relatively easy to obtain a loan.

For more information on the special loan programs to medical doctors, policemen, firemen and teachers, please call Frank Chu from Bank Of America at (626) 216-9820. Be sure to let him know that you learn about those programs from RE/MAX agent, Caroline Tsou.