great. realtors and mortgage brokers screwed everybody by making sure properties were inflated and charged fat fees for bulllshit and now they are going into "short sales and mod consulting" so they can charge fat fees again. now these slugs can keep making their BMW payments. What a country.

Oh, and please don't be insulted. Appraisers, realtors and mortgage brokers had a sweet deal going for quite a while.

That's pretty interesting fiction Sir.  Realtors created this whole debacle?  Is that REALLY what you are lamely trying to articulate?  Well here are one or two facts for you Sir:

Easily 25% of realtors have dropped out of the business because of the current situation; many of whom lost their own homes, and surely their BMWs.

Realtors don't control market values, nor do they grant loans to people with low to moderate income, piss poor FICOs, and no down payment funds.

Realtors do not "make fat fees for b.s." as you suggested.  They typically make 2% to 3%.  That is payment for their time & resources exhausted, administrative, transaction mangement, their fiduciary obligation, and any expenses they incurr.  Spread that 2% to 3%, (say $5k), over the three months they worked with someone like you who is completely ignorant of what realtors are ACTUALLY doing on YOUR behalf.  Yeah spread that "fat fee" over the 3 months and you get a whopping $1,666.66 per month.

I know teens that earn that much at their jobs!  How about you Sir?  Oh hey, that's gross!  Don't forget the realtors' split with their Broker, taxes, expenses, etc.  Yeah there's NO salary Sir, its a commission only, self-employed status.

Believe me, I know there's alot of blame to go around for the current situation Sir, but know your part, and know the facts before you start slanging it in peoples' direction.