Have you ever been denied credit for a purchase even though you thought your credit was great? Have you ever wondered if you were a victim of identity theft? The answer could be in your credit report.
Until now you could not access this information without a fee. However, with the passage of the Fair and Accurate Credit Transaction Act, consumers can now get a free credit report annually from each of the three credit reporting bureaus that supply businesses with information on customers -- Equifax, Experian and TransUnion.
The address is http://www.annualcreditreport.com/.
Thanks to John Flournoy at People's First Community Bank for faxing over the information some time back and for reminding me of this information. If you are thinking of buying property John would be happy to talk with you about all the lending programs that are available. Tell him you are working with Brandon Jordan of ERA American Realty and he will give you $250.00 off your closing costs.
You can reach him at his office at (850)651-5252 or email him at firstname.lastname@example.org.
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