Tough Times

As the mortgage industry continues to constantly change and tighten, we look to educate our borrowers on what they can get, why they are getting it, and what they can do to improve themselves.  In my 11 years in this business, I have found the best way to gain the trust of my clients is to treat them with complete honesty and attempt to educate them on what they may qualify for and why.  I have found that when people understand the precise reasons why they get a certain rate or program, they are much more comfortable with the lending process.  This is a tough market, and will only get tougher for years to come.  That said, there are still plenty of people who qualify for mortgages and I will do my best to get them into new homes.