Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Following is a chart based on Fannie Mae's new bankruptcy and foreclosure
policies as of 08-2008.Â I will follow this up (in the next week or so) with
part 2 of 2 which will containÂ a revised chart with the remaining policy
The following table outlines Fannie Mae's current and new policies for
manually underwritten loans related to the time period that must elapse before
borrowers can demonstrate they have reestablished an acceptable credit history
after the occurrence of the bankruptcy or foreclosure.Â The table also includes
new "Additional requirements" that apply to foreclosures.
Fore more information and great real estate tools, please visit my website at
www.IntuitiveLoans.com.Â We are growing ever strong in this "stabilizing
market" and hope to gain your trust as we provide you with value tools and
Bankruptcy (All Except Chapter 13)
4-year time period from discharge date.
The 4-year time period remains the same, but will now be applied
from either the discharge or dismissal date of the bankruptcy
Chapter 13 Bankruptcy
2-year time period from discharge date.
The time period for Chapter 13 bankruptcy actions is measured as
â€¢ 2 years from the discharge date,
â€¢ 4 years from the dismissal date.
Exceptions for Extenuating Circumstances - All Bankruptcy Actions
2-year time period from discharge date.Â No expectation to the
2-year time period for Chapter 13 bankruptcy actions.
The 2-year time period will be measured from the bankruptcy
discharge or dismissal date.Â No exceptions are permitted to the
2-year time period after a Chapter 13 discharge.
Multiple Bankruptcy Filings
No existing policy.
5-year time period from most recent dismissal or discharge date
required for borrowers with more than one bankruptcy filing within
the past 7 years.
Exceptions for Extenuating Circumstances - Multiple Bankruptcy
No existing policy.
3-year time period from the most recent discharge or dismissal date.
Note: The most recent
bankruptcy filing must have been the result of extenuating
4-year time period from the date the foreclosure sale was completed
5-year time period from completion date.
Additional requirements that apply after 5 years up to 7 years
follo9wing completion date:
â€¢ The purchase of a principal residence is permitted with a minimum
10 percent down payment and minimum representative credit score of
â€¢ Purchase of a second home or investment property is not permitted.
â€¢ Limited cash-out refinances are permitted for all occupancy types
pursuant to the eligibility requirements in effect at that time.
â€¢ Cash-out refinances are not permitted for any occupancy type.
Welcome to Our Learning Center!
Here you can find a variety of topics to broaden your knowledge of mortgages. Here, you will find everything from mortgage basics to advanced topics. Your upfront education will help to save you significant money during the life of your loan.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.