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Can You Upgrade Your Title Insurance Policy After You Buy a House?

Yes but you will need to run a new title search. The title insurance you buy when you close on the home you purchase covers only past events, which cloud the title.

To have your title insurance policy cover events that may cloud the title after you purchased the policy, you need to buy a new policy and run a new title search and pay the full rate.

Insurers may offer a discount if a new policy is purchased within a short time of the original policy (sometimes up to six years). Ask about the potential discount, because this information may not be volunteered.

Posted by DJ Swanepoel on 08/08/2008 05:18 PM

Comments (5)

title insurance, buying new house, title insurance for house, title insurance for home, first home, new home buyer, new home buyers

5 Comments on Can You Upgrade Your Title Insurance Policy After You Buy a House?

Welcome to the Active Rain Community! This is a great site to network, learn, and share ideas with others. Have a great day!

08/08/2008 05:43 PM

by Patricia Fisher (Keller Williams Realty)

Thanks Patricia! I look forward to learning as much as sharing:)

08/08/2008 05:52 PM

by DJ Swanepoel (Real Estate Wiki)

Hi, welcome to Active Rain! Learn from others, share your knowledge and experiences. Have fun with it and hope to see more of your blogs soon!

08/08/2008 10:34 PM

by Ron Martin Team (Keller Williams Realty)

Hi, welcome to Active Rain! I hope to see more of your blogs in the future. Learn from others, share your knowledge and experiences and enjoy yourself! Take care! ---Kirk.

08/09/2008 10:09 AM

by Kirk Westervelt - Greenville, SC Realtor (Keller Williams)

Welcome to Active Rain!! Have a great day!! Look forward to seeing more of your blogs... Ginger

08/09/2008 01:05 PM

by Ginger Ryals (Prudential C Dan Joyner and Young Realtors)

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