It seems that in this day and age there are very few of us that have not been touched at least indirectly by the credit crunch, including home foreclosure.  Sure maybe it's not you, but I'll bet that it's your sibling, co-worker or neighbor?  Having successfully assisted clients in this situation I have found that the most difficult challenge is not necessarily working with the lender, but rather identifying the paralyzed individuals involved.  What I mean by this is that these individuals find it difficult, if not impossible to ask for assistance whether it stem from pride, fear, shame or a host of other feelings.

 I can truly say that foreclosures are non-discriminatory.  I have assisted clients through our H.E.L.P (Home and Equity Loss Prevention) program established here at Century 21 Shoreland, to combat the severity of the ensuing results.  You might be surprised to learn that we regularly assist clients with homes ranging from $100,000.00 to over $1,000,000.00 in value.  If you are reading this and are directly involved, or know someone that is facing pre-foreclosure/foreclosure on Cape Cod, please let them know that there are confidential ways to address their situations by contacting me here at Century 21 Shoreland.

 Time is of the essence when dealing with these situations, and the earlier one deals with the situation, the higher the chance of a successful outcome.  For some, foreclosure is inevitable.  For others, an adjusting or unreasonable mortgage might just be making their lives miserable.  Our first priority is to look at your situation and determine if you can stay in your home.  If a Short Sale turns out to be your best option, we have the experience to successfully negotiate the sale with the lender in a timely fashion.  For those Realtors or mortgage brokers that have clients in this situation, please remember that you are in a race against time and would be truly looking out for your clients best interests to refer that client to a Realtor that has experience in this area.  I have seen many clients that have needlessly foreclosed because their Realtor (with all the best intentions) failed to negotiate a sale in time because of lack of experience.

 So make that call, and let me show you how I can assist you.  Realtor referrals are welcome and encouraged.  Let's work together to assist your clients, and show that we are all in this together and are here to help!