It is estimated that 13% of all foreclosures are investment properties. Investors....did you know you can get help with this? Just because it's not your primary residence doesn't mean it's not an important issue.

Do you have a delinquent tenant and can't afford payments?

Did you predict to have equity by this time but instead you are losing value, and now you can't sell for a profit?

Has your income been effected by the economy and you can't afford to hold multiple mortgages?

There are several ways to avoid foreclosure, but only you can determine which is best for you.

Short Sale-This option is available to you if you do not wish to keep your property. If you have suffered a long term financial hardship and are unable to maintain your loan or if you need to sell the property to avoid a default loss on the property, it is possible that the lender may be able to accommodate you with a short payoff. A qualified buyer is required. If this is an option you wish to pursue, you must inform the loss mitigation specialist assisting you immediately.

Bankruptcy is a temporary solution. You may get a couple of months relief, but your payment will be higher then what you started with and you will most likely have to include your primary residence in the Chapt 13.

Loss Mitigation or Loan Modification may be the best long term solution for you. Think about it... when you bought your investment property you got stuck with a high rate because of the risk factor. What if you could get your rate reduced with out a refinance? How much lower do you think your mortgage payment would be? Much lower. Which means you could then lower the rent, and that would open the doors for many more potential tenants.

What if I told you I could assist you in saving your property(s) utilizing Attorneys to stop the foreclosure(s)  during the negotiating process?

What if I told you our Attorneys will fight for you to get the best modification possible?

What exactly do we do?

For our clients we agree to do the following:

• Increased time to try to sell the home is an inherent Benefit to our services

• To help stop harassing phone calls

• To support foreclosure prevention with examination and research results

• To Formulate a plan that fits within the home owners budget

• Work to have missed payments moved to the end of the mortgage

• To provide debt relief by lowering rates, and prinicple reductions, or maybe even freezing the payments for up to 6 months
  

• To keep the Family in the home and avoid displacement

• To do everything possible to modify your existing mortgage (lower, fixed interest rates, enter a 30- 40 year fixed term, and possibility of reduced second and third mortgages)

Since you may have more then one property that requires foreclosure assistance, it's important to have experts work on your behalf. We have hired attorney's to provide foreclosure relief and negotiating skills to ensure you the best modification.

Feel free to contact me for further assistance at 407-219-8739 or cthompson@keepyourproperty.info. Or visit my website at www.keepyourproperty.info

Sincerely,

C Thompson

Case Mgr

Pre-Approval Loan Modification Application