Several months ago there were articles in the media about buying a new home.  At the time many builders were scrambling to get the cash needed to pay their subcontractors.  The articles didn't say that inventory homes were the best bargain in town, but they were in many cases.  Now the biggest discounts are past.  This does not mean that I do not take my clients to look at new construction.  It is a great choice for many people.

A growing family that needs more space.  If it is a three car garage for adult toys or a more private bedroom and bath that are needed tell me where you would like to be located.  We will find what meets your criteria, price it by the square foot.  There are many areas that   you would be surprised how competitive new construction can be.  Especially when I show the builders representative com parables.

New homes are much more energy efficient than most existing homes.  Not just the appliances, but the insulation, windows, etc are not just new but the tchnology is better.  New means that you recieve the benefit of the entire warranty of the item.  This applies to roof, furnace, water heater, etc.  This lowers your maintenance costs and upkeep.  That is even before talking about whether your situation may call for a planned unit development such as condo or villa so that you do not even have to shovel snow.

Many of the amenities that people desire are less expensive to build into the house rather than achieve them by remodeling.  This could apply to the larger bathroom, the gourmet kitchen, or the home theater. 

Homes period are a great investment.   VA with 100% financing, FHA and its 6% down or a builder who uses a 10% down mortgage are all the best leveraging you could do.  You control the property, have all the appreciation over time, receive tax advantages on the interest and all for so little money down.  The equity  in a home can be judiciously borrowed on.  Please don't take all the equity out of your house.  Ask me about your situation and a lender to refinance.  Interest rates are still very low. 

Don't forget, there is plenty of money available, you just need to be better qualified for it.

Talk to me about one of the biggest decisions in life and how it applies to your situation.

Dwight Puntigan - Century 21 Luetkenhaus - 636-219-6242