Can you get me a loan to purchase a $300,000 house if I have only 1% down payment? 

If you are an agent and I ask you the above question, do you think you are able to have a right answer for me?

I would like to further ask you a question: "Can you get me a loan up to $150K to buy the house and also promise me that I don't have to pay it back?"

Are you going to response to my questions by other questions: "Are you crazy at this critical time?  Nobody will do a subprime loan.  How could you believe there would be a brand new Mr. Mozilo, CEO of Countrywide in a magic dress of Santa form North Pole?"

Please give your answer to reply here now, and have a 2nd thought later.

I have delayed posting this article and make it as a draft for a week.  Before I give you a definite picture of who is the new Mr. Mozilo, I will give you a hint: Except our government, who else it will be?   Wah!  you know the answer?  But, since when Geroge or Benanke become a Santa?  You have a wrong answer if you think of these two Mr. B, try it smarter again.

My draft may be posted here in 2 days.  But I won't do it if anyone has kept his mouth shut as he or she did to my recent 3 articles.  

So don't blame me if I don't post the real case to let you know the fantasy island of new Mr. Mozilo-santa.