"panama city beach, panama city, santa rosa beach, seagrove beach, seacrest beach, rosemary beach, grayton beach, seaside, destin, sandestin, watercolor, alys beach, wild heron, crystal beach, carillon beach, callaway, lynn haven, springfield, gainesville and surrounding cities" 3 Deadly Mistakes Every Home Buyer should avoid
Deadly Mistake #1: Thinking you can't afford it. Today, buying the home of your dreams is easier than ever before. Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own new home.
Buying a home is the smartest financial decision you will ever make. In fact, most American and Canadian homeowners would be financially broke at retirement if it weren't for one saving grace - the equity in their home. Furthermore, mortgage rates are more flexible today than ever and tax allowances favor home ownership. Real estate values have always risen steadily. Of course there are peaks and valleys, but the long term the trend is a consistent increase. This means that every month when you make a mortgage payment the amount that you owe on the home goes down and the value typically increases. This "owe less-worth more" situation is called equity build-up and is the reason you can't afford not to buy.
Even if you have little money for a down payment or credit problems, chances are that you can still buy that new home. It just comes down to knowing the right strategies, and working with the right people. See below.
Deadly Mistake #2: Not hiring a buyer's agent to represent you. Buying property is a complex and stressful task. In fact, it is often the biggest single investment you will make in your lifetime. At the same time, real estate transactions have become increasingly complicated. New technology, laws, procedures and competition from other buyers require buyer agents to perform at an ever-increasing level of professionalism. For many homebuyers, the process turns into a terrible, stressful ordeal. In addition, making the wrong decisions can end up costing you thousands of dollars. It does not have to be this way!
Work with a buyer's agent who has a keen understanding of the real estate business and who is on your side. Buyer's agents have a fiduciary duty to you. That means they are loyal to only you and are obligated to look out for your best interests. Buyer's agents can help you find the best home, the best lender and the best inspector. Best of all, in most cases, the buyer's agent is paid out of the seller's commission, even though he/she works for you. Trying to buy a home without an agent at all is, well... unthinkable.
Deadly Mistake #3: Getting a cheap inspection.
Buying a home is probably the most expensive purchase you will ever make. This is no time to shop for a cheap inspection. The cost of a home inspection is very small relative to the home being inspected. The additional cost of hiring a certified proffesional inspector is almost insignificant. As a homebuyer, you have recently been crunching the numbers, negotiating offers, adding up closing costs, shopping for mortgages and trying to get the best deals. Do not stop now. Do not let your real estate agent, a patty-cake inspector or anyone else talk you into skimping here. HOMEINSPECTORUSA is an independent professional home inspection company that cares only for his clients. Education, Experiance and Expertise set us apart from the average home inspector.
HOMEINSPECTORUSA inspectors perform the best inspections by far. We are degree engineers, Mold certified technicians with vast experience in residential & commercial construction and certified InterNACHI inspectors. InterNACHI certified inspectors do more, they deserve more, and yes they generally charge a little more. Do yourself a favor...and pay a little more for the quality inspection you deserve. Inspected Once, Inspected Right!
IT'S NOT NECESSARY TO LEAVE YOUR COMPUTER, SIMPLY "CLICK BELOW" AND SEND YOUR PHONE NUMBER TO MY CELL PHONE... I'LL CALL YOU WITHIN MINUTES. 
If you want the best Home Inspectors and MOLD technicians serving the panhandle of Florida , HOMEINSPECTORUSA is your choice!
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John, good post. I wish you the best of luck in your business. Our team is in metro Atlanta and the St Pete/Tampa area.
I will say that finding a good inspector that you can really trust and depend on can be difficult. We have been very lucky in this regard and have some great individuals to work with our team.
Carole Lhuillier
Keller Williams Realty