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In the past month or so we have seen a number of homes go into foreclosure in Hamilton Mill which are now being marketed for sale in the local listing systems.
What is going on here? Life, that is what is going on. As the United States economy struggles to gain its footing and jobs are being eliminated in many sectors, tough times are falling on some of our neighbors and friends and you know what, you may not even know it is happening around you.
Just the other day I was talking to someone in Hamilton Mill and he made the comment to me that he was totally unaware of "John Doe's" financial problems and wished that John had talked to him about it. He had a feeling something was going on. John always used to keep his home and yard very well kept and then 6 months or so ago he noticed things seemed to be a little different. John lost his home and now is looking for alternative housing and a decent paying job.
Here is something to think about.
The real estate market struggles as well as the mortgage crisis is hitting so many different areas of our economy that most of us do not even think of, but take a look at who is being effected.
If new or resale homes do not sell:
Loan Officers do not write new loans, Appraisers do not appraise homes, closing attorneys do not close loans, moving companies do not move you into your new home which means furniture stores do not sell furniture which is sold to them by salespersons for the factory, lighting stores do not sell lights, painters do not paint and landscapers do not put out new landscaping products which they buy from the nursery who hire people to plant and care for the beautiful plants you planned to landscape with. Also, since you will not be doing all the home projects you wanted to, Home Depot and Lowes and other stores are not selling the products they were a couple of years ago. If sales are down there, what about all the people that were selling their products to them.
Wow, that seems like quite a little list do is not. Wait there is more.
If new homes are not selling then the Builders are not selling homes which means that they are cutting back on their Project Managers and of course they are not buying building products like wood, brick, sheetrock, lighting, paint, and so on. By the way, all the homes that are not being built effect the plumbers, electricians, roofers, masonry guys, framers and so on. Also the builders cannot hire the grading companies to move the dirt which means a loss of jobs and if that is the case then the tractor companies do not sell new equipment which means that the factories have no orders which means they do not need to hire people, rather they need to lay them off.
Need I go on. I could for a very long time but I won't. Know why, I am optimistic we are getting out of this mess and will be a better, smarter people for it. I hope we save more (I know I need to), are smarter with our buying decisions (do we really need the biggest of everything or most expensive this or that), and realize that this mess can and probably will happen again and we need to plan for it.
Now go out and make it a great day. I plan to.
By the way there are a number of really great deals in Hamilton Mill right now. Prices have never been better. Give me a call and I will email you a list of Hot Properties. Gotta go show one now.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.