The TOP 8 Things Home Buyers In Windsor And Essex County Want Most... (video)

Hi Frank,

Thank you for your question and everyone else who posted those wonderful comments.

The "Big Brother"...

method is something I've come up with, and the reason I call this crazy technique "Big Brother" is because I use certain statistics to determine the level of interest and "Demand" on a house from other Realtors to determine and gage if there's any interest on that house in particular.

Let me try to explain this a little bit better,

In real estate, the asking price usually determines the interest level.  For instance, if you asked $250,000 for a 3200 square foot 2-story with a 3 car garage in Russell Woods, and put in the comments, "Distress Sale, All offers to be presented no earlier that after 7 days from the listing date", I think it's safe to say:

- You'd get well over 100 showings;

- You'd also create a bidding war;

- And the house would eventually sell well over the asking price and probably close to fair market value (somewhere between $350,000 = $400,000) because of the pent up demand and the bidding-war effect.

So, this is why I say, price dictates the activity level. 

Now, I've been keeping certain stats and storing the data on homes that have sold over the past 4 years and know the specific ranges of activity levels on houses by Realtors. And by looking at these numbers on a listing, I can fairly accurately determine, by those levels, if the home is grossly over-priced, slightly over-priced or priced right on the money and should sell within a week or so.

So, reason I call it "Big Brother" (asides from the fact I like watching the show in CBS) is that when you dissect and know these key numbers and key indicators, you're, in a way, spying and looking over the interest level (or the "Demand") on that home.

I'll go over this in detail and explain exactly how I do this on the second or third video in the course.

Again, thanks for your question.

-Sash

Hi Al,

Thanks for your support for the home buyer course.

GOOD QUESTION!

If I were you, I’d be asking the exact same thing.

So, here’s the reason(s) why I’m doing it.

Obviously, my end goal is to for you to be our client some day. So basically, the only way(s) that can happen is if:

• We have a relationship (are friends) with you;
• If you’re referred to me by a mutual friend or past client or;
• If I hound you do death until you finally cave in and try our services.

Also, in the past, almost everyone we've explained our VIP Buyer services to, almost instantly signed on as a client. They did this for 2 reasons:

1. Our services gave them a huge advantage in securing the best home for the lowest price possible and with NO headaches or worries and;
2. There was NO obligation for anyone to stay with us if we weren’t doing what we promised. That’s right, we gave a 100% unconditional (no weasel clause) release out of any contract even if the people seen a private deal they wanted to buy… we let them out to peruse it NO questions asked.

Having said all this, what I’ve decided to do is to release a home buyers course on line that’s even more informative than what I could've ever gone through in a 1-2 hour sitting with our previous VIP Buyers and my goal with it is:

• My Team would build a relationships with you (weather you buy from us or not) and
• We’d let you test-drive our services with hopes that you'd use us when you buy.

You see, I’ve been far too long in this business to badger and harass you on the phone at weird hours.

I’d rather have you learn some tricks, tactic's and insider secrets so that you see what we do and so that you can try our program, with absolutely NO Risk or Obligation whatsoever on your part.

And, if it’s not for you, that’s OK, simply delete the video you're watching and unsubscribe yourself from this service.

On the other hand, if it’s good, and you feel comfortable with us, then my investment in the course paid off.

I’m betting on us to the point that what we have is so valuable, even if you don’t buy a home from us for whatever reason (which is also cool), you’ll still see a huge benefit in our information to refer people to this website in the future.

So you see Al, I can’t lose if I provide value to you.

Thanks for that great question,

-Sash

Hey Joseph Sash here, and thanks for that wonderful question.

There are many people in your friends current situation and this question also comes up often.

Anyhow, YES it is possible to buy a home after being 2 years discharged from bankruptcy (even with NO money down),

BUT,

...there are some hurdles.

The major hurdle is that he'll need to have a minimum 12 months re-established AAA credit that reports on his credit bureau. This CAN’T just be a $500 credit card or proof that he paid his rent on time.

It needs to be something significant such as a car loan or lease.

To go along with this there CAN’T be any late payments after the bankruptcy.

If there are any late payments or collections then the down payment he's looking at is a minimum of 25% of the purchase price.

The larger the down payment the more flexible the rules for mortgage financing become. The rules typically become laxer when the down payment increases in increments of 5% of the purchase price.

The smartest thing to do to see if he qualifies for a mortgage is to have a professional mortgage broker go over his current situation with him.

The reason I would recommend a mortgage broker over a bank is because they work with various lenders (over 32 different ones) that can customize his financing so that it is tailor made for his situation. 

Having proper financing in place that is suited to his current lifestyle can save him literally thousands of dollars in interest payments over 5 years.

Remember, a banks job is to make money (off of his interest) and a mortgage brokers is  to save him cash.

Also, if he can't do anything at the moment, a good mortgage broker can show him the fastest road to recovery.

All he'll need to do is click here and he will go to a my mortgage page.  Then simply have him fill in the fields on the form and a mortgage broker will call him to discuss his situation.

The phone call and all of his information will be strictly confidential as both our Real Estate industry as well as the Ministry of Finance are both governed by very strict privacy laws.

Again, thanks for your questions and have your friend come to this blog and click here to get linked to the mortgage form on my web site.

Take care,

-Sash

PS: This is NOT a link to do an over the web mortgage application so it will not affect his credit score.  It is simply a form that gathers some of your personal information (Address & Phone #) to save us some time on the phone.

There are no relevant and personal questions regarding current employer, income and expenses on this form.