Description of the Mortgage Pro Week in Review :
What is the Mortgage Pro Week in Review, for those that are new to Active Rainor those that haven't come across these in past weeks? It's 1 member from AR that volunteers their time to pick any mortgage related blog in a course of a specified week. And these posts don't have to always be written by loan officers. A good one written by a realtor, a title person, an appraiser, etc, etc.....they are always welcomed. Times are changing and we all need to stick together.
Basically, we are trying to pick the best out there. This weeks review is most of August for a few reasons. It's been increasingly difficult to get help in writing these reviews. But with so many new members, I hope that changes. Another reason was that my hard drive crashed and I lost a few of the vvolunteers names. And being busy hasn't helped to stay on top of that.
If you would like to volunteer, please read the bottom part. Thank you in advance.
For many of you that might not know of her or who she was, this Weeks Mortgage Review is dedicated to Karen George. For those that didn't know, Karen was fighting breast cancer. Please read : Karen George, Rest In Peace & Karen George - Goodbye to an Angel
Karen was not only a loan officer here on Active Rain, but wrote many good posts on SEO and other blogging ideas. My thoughts and prayers go out to Karen and her family.
Onto the Mortgage Pro Week in Review... This one is a little long, because it covers 3 weeks of mortgage related blogs.... and many are about some major changes taking place now, in today's market, that we need to be aware of. And today's review is jammed packed with some very good loan officers.
Understanding mortgages & the beginning stages : From credit to pre-qualified consumers !!!!
So Daddy......What Is It That You Do For A Living?? by Ron Withers Is a home a privelage or a right? Very debateable in my opinion.
It's Free, It's Fun, It's Your Credit Report? by Jason Sardi Any easy breakdown of what needs to be look at when it comes to your credit.
Are you being marketed to by loan officers to Repair Credit for Clients? Watch Out!! by Julie Hite Something very important to be aware off.....
Fix your credit without paying judgments or collections by Scott Parsons This is extremely important. Many loan officers don't know this........
You Understand what you need : now go speak to a lender then to a realtor !!!
I dont need a Realtor or your referral.... by Kim Murphy This is great for the average consumer to understand that it is good to have a realtor help you sell your home or to help you buy your home. And this is coming from a loan officer.
No Excuses - Why You MUST Get Pre-Approved with a Mortgage Professional! by Jason Crouch From a realtors point of view.
If your Butt isn't pre-approved, you ain't getting in my car! by Jeremy Blanton From a realtor. I partially agree with, but what about relationships?
What is the Difference between a Pre-Approval and a Pre-Qualification? by Robert Rauf This is a must read, because as you see with the two previous posts, I don't think many understand the true distinction between the two.
Please hold the Ketchup & the Mustard.... just give me my rate!!!! by Jeff Belonger What to look for when shopping for a mortgage. What do you consider to be the best price? The lowest rate? Think again and read this.
Applying for a mortgage : You are applying or applied, what the loan officer deals with.
Want your Mortgage Loan to close fast, here's a few tips. by Jason Sardi - Good Tips -
Front-End Ratios, Back-End Ratios, What are They? by AJ Nisen Did you feel like your loan officer was speaking Chinese on your income to qualify?
Why Mortgage Rates Won't/Can't Go Down: Huge GSEs Are Trying to Unload Debt by Mike Jones Some very good insight for bother consumer & loan officers.
FHA loans & FHA mortgages -- The basic concept of mortgages by Jeff Belonger Some good understanding on what might be better for you, even though your loan officer might tell you differently. Some good dialog.
The RED TAPE Section aka the gov't : Info about mortgages tend to be boring, but this is important.
The Housing Bill and A NEW Short Refinance Option by Paul Dunn Paul is new and brings new life to FHA. Here is a must read that will be mentioned a few timses in this review.
New Foreclosure Rescue Law - real help or just fantasy? by Joseph Metzler Some of what Paul mentions,
When it comes to HR 3221... by Mike Mueller An excellent explanation on the new bill that talks about so much.
HUD IS INCAPABLE OF PROTECTING THE CONSUMER WITH RESPA REFORM by Lenn Harley A realtor who speaks hard core! Who is RESPA truly protecting?
FHA Loans & FHA Mortgages -- Legislation Update -- August of 2008 by Lewis Poretz Okay, so it's a re-blog. Lewis gave me a nice compliment, so I am paying him back. Besides, I have spoken to Lewis and he knows his stuff & is passionate as myself. Read him. Zillow & Trulia ratings..... enough is enough
Types of Mortgages : Mortgage programs that you might not know about.
Funds Available for Handyman Specials and Fixer-Uppers! by Lewis Corcoran The 203-k loan and in this case, the streamline 203-k.
FHA Loans & Energy Efficient Mortgages -- A Huge Savings !!!!! by Jeff Belonger With gases prices, food, and expenses overall, how about reducing your energy costs and building the cost of it into your mortgage.
GREEN Bill - Green Resources for Energy Efficient Neighborhoods by Richard Smith A new bill that is passed in regards to energy efficient items.
What's the advantage of VA over FHA loans? by Greg Zaccagni Greg gives some very good information about VA mortgages.
Homebuyers: FHA Now Allows You to Have Your Cake......And Eat it TOO! by Ron Withers More specific information about 203-k loans and streamlines.
Hawaii VA Loan Amount Increase (AUG 2008) by 1SG (Ret) David Kucic by David Kucic (no picture) Even thought this is just for Hawaii, it has some good info in it.
Rural Loan Programs for Lane County, 100% financing available by Fred Chamberlin Even though this is specific for a county in Oregon, this program is available in all states, but not all counties. I will be writing more about this in the coming week. So check with your loan officer that you trust.
Today's Market : Are we headed for harder times? I am always positive, but read these !!!
NEW BILL TO SAVE DPA! by Diego Hodge There is a link to vote on saving this program.
Are you kidding me ? No More Down Payment Assistance Programs - You need to read this and ACT! by Jeff & Grace Safrin From a realtor who knows what the importance of this program means to real estate.
We are at a crossroad with DPA- an open letter by Gerry Suarez Jr Just another opinion about down payment assistance programs.
Crucial Information About FHA and Down Payment Assistance by Ken Cook This has to be one of my all time favorites. You want to talk about someone giving away some secrets? Well Ken, you did it... and this is how I get business over others. Thanks, but great job.
Bravo - Finally - Now, lets hope it passes by Dave Woodson An excellent post about how to support the DPA's with who to contact.
ETHICS : Do they exist? A peak behind the scenes from a loan officer and a realtor..
The Real Deal About FHA Loan Commissions by Bill Ladewig What a must read !!! This post eliminates those rumors.....
Ethics Is As Ethics Does! by Bryant Tutas From a realtor and how they can be attacked or accused of.
And to end on a positive note. A good, warm, fuzzy feely kind of post. Your Pennsylvania Mortgage Professional. Why you ask? by Scott Geary It feels good to read someone else that loves what they do and are passionate about it.
The next 2 members for the Mortgage Pro Week in Review :
1. Robert Ashby 08/25/2008 through 08/31/2008
2. Volunteer 09/01/2008 through 09/07/2008
Mortgage blogs by loan officers Here is a list of Loan Officers. If you are not listed, please email Jeff Belonger to be added. This way the person doing the Mortgage Pro week in reviewcan try and find most mortgage related posts in one section. ActiveRain is growing rapidly and it is difficult to keep up.... If you think you have been ignored, you have not. This is open to all!!!
All About Mortgages/Mortgage Networking Here is a group that many loan officers post their mortgage related blogs in. A good place to learn more about the type of programs, new industry news, and sometimes some inside tips. Don't hesitate to join.
We really could use some new volunteers for the Mortgage Pro Week in Review. Even if you are a realtor, a title person, or someone else that is related to the mortgage/real estate industry..... please read below.
MORTGAGE PRO Week in Review A repository for the Mortgage Week in Review. Please don't hesitate in joining this group. And any volunteers for the mortgage week in review, please e-mail Jeff Belonger at jbelonger@ihmci.com
There will be no recreations of any type regarding the titles or content of this group or Review without the permission and expressed written consent of the Group's founder
Mortgage Pro Week In Review - Copyright 2008©
For Active Rain Members
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For more information on FHA loans, please go to this link. The FHA Expert
For more information on how you can obtain your dream home, please click here : Mortgage Financing Options
For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags !!!!!
Copyright © 2008 by Jeff Belonger
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