Special Offer: 0% APR for up to 12 Months and is applied to Purchases, Balance Transfers.
APR (Purch): 10.99%
Annual Fee: $0
Category: Reward - Other
Review
The Chase Platinum MasterCard®, issued by Chase, is designed for those who have very good credit and are looking for an overall good platinum card with a rewards program.
Through the rewards program, cardholders earn one point for every dollar spent on purchases. Points may be redeemed for cash back, merchandise, travel, and gift cards. Points expire in five years, and there is a maximum of 60,000 points that may be earned per year.
The credit card has a reasonable interest rate (for those who qualify), an attractive 0% introductory rate for up to 12 months on purchases and balance transfers, and no annual fee.
This platinum card does offer a variety of additional cardholder benefits that include travel accident insurance, auto rental insurance, and free online account access.
Therefore, those who have a very good credit history, want to participate in the rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum MasterCard® to be an ideal card.
It is important to note that the various interest rates that can be applied to an individual's account may be confusing and should be fully understood before applying for the credit card.
Review Date: 8/19/2008
Most Attractive Feature(s): 0% introductory rate; no annual fee; access to free rewards program.
Least Attractive Feature(s): Higher APR for less qualifying applicants.
Additional Perks
Various Internet account related services. No liability for unauthorized transactions. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Various travel and emergency assistance services. Travel accident insurance. Purchase protection. Extended warranty for purchases. Auto rental insurance (MasterRental). Year-end financial statement (upon request). See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details.
Important Notations
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
Note: The review on this card was updated on 8/19/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.
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