In the spirit of times when policy reaches out to the public, where politics try to give hope and transformation to its people, there lies a very important aspect that not many at any convention you are watching or studying... truly understands.  It deals with our homes, our land, and part of the backbone of our very economy.  I'm lucky enough to be involved.  I'm honored enough to be able to impact and to help.  I dare say that I'm the right person in my area to do my part, to do this job.  My name is Jason Sardi and I am Mortgage Broker.  (reciting that in the mirror each morning has a delightful way of waking up my sleepy behind)

I'll try to make the context brief, realizing attention spans are a tad short and you folks have better things to do... like concentrate on you.  Home-ownership is a vital part of the American Dream so often mentioned, sometimes very loosely.  I'll simply outline my qualifications and you can decide. If that sounds fair... here we go:

Some folks are hungry to get their mortgage loan closed.  Yet, they are lost in the dark ides of what is needed to make that happen.  Folks think that it is entirely up to the lender or broker or bank they are working with.  That holds some semblance of truth, but people have more power than they have been given credit for and have more influence than what they've been taught.  Here's a few pointers to make that hassle, one less of one.

The tail wags the dog these days.  A perfect example of this is your credit score and report.  It affects your life far more than it probably should.  So, know the system and get informed.  Not all of us have the type of credit to get us what we want, breakfast in bed served by the new cast of 90210.  In many cases, people need somebody to lead them in the right direction.  If I can't do a loan for you now, if you simply aren't prepared, no worries... if you aren't a client now, you will be down the road.  I work with folks even if I can't close their loan anytime soon.  Part of my job is educating, most of my job is making sure you're better prepared ongoing.  Credit Scores and history are important, read this to ensure you are working with someone who understands how you can put yourself in a better financial position at a later date. 

It's not just about getting pre-approved or buying a home, assuming you are in the position to do so.  It's also about working with someone who will look out for your best interests.  There's no reason to overextend yourself, leaving you mortgage poor.  Here's an example you may want to check out.

People love to shop, especially for mortgages.  Well, they may not love it... but they certainly salivate at finding the best deal.  You know, the lowest rate with little if any fees?  Sometimes I wonder if people are looking for a mortgage loan or mortgage grant?  Tell ya what, check out this post to get some pretty bipartisan advice on shopping for a mortgage.

How about a niche product for Real Estate Investors?  With the large inventory in many markets, there's an abundance of opportunity just waiting out there.  This product can help you in many of your Real Estate Investment strategies.  Don't let the title fool ya, I'm no quitter;-)

Whether you are working in this industry or a consumer on the outside of it, these are challenging and changing times we live in.  You can learn a lot from this little guy.

Perhaps you are looking to relocate or buy a home in my local area of Allentown, Pennsylvania.  Here's a sample of what you can expect as I try to dissect your needs and situation.

A lot of discussion has been going on about fixed rate vs. adjustable rate mortgages.  Which is the best for you?  Reading this blast from the past may give you some insight... and something to think about.

Speeches are like belly buttons, everyone has one and some are prettier than others.  This isn't about how pretty you I sound, it's about how well you I perform.  Perhaps there has been no time in history like the present, where the mortgage industry was so important to you or this Country.  It's more than pretty words, it's more than convincing tag-lines or dazzling promotional pieces and sales pitches, it's doing the job ethically and competently.  It is getting the job done.  See that guy in the Barney-like shirt and tie below, that's me.  I tend to get the job done...