California and wildfires are synonymous by now – at least 1,500 homes were destroyed by fires in 2007 alone. It’s nothing new, but it does happen, and it creates a bit more consideration to give when buying a home in the Golden State.

Before you attach yourself too strongly to a house in Cali, you need to find out what your insurance company is going to require, as lots of insurance companies won’t even insure you if you’re in a high-risk area or if your home isn’t well-protected. Below are a few things that insurance companies love. Maybe you can fall in love with a house that:

• has a tile roof

• has an alarm system that includes fire

• is near a fire station

• has indoor overhead sprinklers

• is made of stucco

• has tile, concrete, or other non-flammable surfaces around and inside

• has good clearance around the the perimeter from brush, trees, and flammable structures

• has landscaping that is fire-retardant

There are other ways to protect your home against the angry wildfires. Many homes that were saved during fire season are those that had fire-retardant succulent plants or fire repellant ground covering around the home’s proximity.

Having trouble finding a home insurance company to insure you? Paul Nadler Insurance (NadlerInsurance.com) is an independent insurance agency in the San Carlos area that can seek out the best carrier for you. A representative will work with you to decide on a policy that makes you comfortable.

Paul Nadler Insurance is an independent insurance agency in the San Carlos, California area. To learn more about San Carlos, San Mateo, and Redwood City home insurance, contact them today.