If you had the unlimited resources to purchase the home of your dreams, fill it with the finest home furnishings money can buy, and display your most cherished family heirlooms and memories, you wouldn't dream of chancing fate, and leaving your belongings uninsured against damage, crime, or inclimate weather...would you?
If you are most people, the logical answer is, "Of course not!"
Even if you choose to lease, the way your protect yourself should be not different. Did you know that renters have excellent and affordable access to renter's insurance policies that cover the majority of the situations?
If you are most people, the most likely answer is "No!"
Insurance companies, large and small, offer renter's insurance policies that, in many instances, can be purchased for a few hundred dollars per year. In case you thought you misread, I will re-iterate...per year! Most policies cover up to $30,000 in loss, and many of them even cover theft/damage to items in your vehicle.
Often, renters opt not to carry additional coverage because they do not see the benefit of paying the nominal fee. But, most renters would agree that, if they wrote on paper a personal inventory of their belongings, it would be quickly evident the value of personal items and furnishings can very quickly add up!
For more information on coverage and policies, contact your insurance representative, or feel free to visit me at Www.TampaHomeWiz.com. It is a great resource for real estate information, and if you can't find the answer to your questions, I am always available for contact!
Brian C. Russell
"Uncompromising Excellence in Service"
Keller Williams South Tampa
Www.TampaHomeWiz.com
(813) 875-3700 ext 288
This reminded me that a convenient help in taking inventory is to video your home and belongings! It won't catch everything but it's a good start.