There are ALTERNATIVES that allow you to keep the house such as: part 3

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Your mortgage company may agree to set a schedule of payments to allow you to catch up on delinquent payments. This usually involves making a full regular monthly payment plus paying a little extra each month to repay the delinquent amount over a specified period of time.  A repayment plan may help if the reason for the mortage delinquency was temporary.


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