Much is being said today about the problems with Identity Theft. Identity Theft is the fastest growing crime in the world. It is also one of the most misunderstood crimes among the general public. People I have spoken to tell me "I don't need Identity Theft Coverage" because of several of the listed excuses.
I Don't have credit
I Don't need credit
I have bad credit
My identity is not worth stealing
I get my credit report once a year from annual credit report.com
These and many other excuses have been told to me when either talking about Identity Theft in one of my seminars, or when marketing one of the best Identity Theft Protections to a potential client. The problem is that most people associate identity theft with credit cards. Credit Card I.D. theft only amounts to 23% of all idenity thefts. There are 4 other types of identity theft that people need to be aware of.
Medical Records I.D. Theft - someone goes into a hostpital and has your I.D. or insurance information and they have a medical procedure done in your name. When the bill comes it comes to you, and you say " I did not have a hernia opertation". Con artists are actually setting up free clinics in the hope of having people come in for free bogus medical treatment in order to get information on you. Once they get the information they sell it to the highest bidder.
Drivers License I.D. theft. This is really big among criminals. People are finding companies off shore who are experts at counterfitting ANY Identitfication out there. Drivers Licenses, social security cards etc. a criminal sends in a digital picture and what info they want on the I.D. and the company sends back a duplicate of your drivers license with the criminals picture on it. Now when the criminal is picked up for committing a crime, they are picked up as you, not themselves. They are bailed out and never seen again for trial. Next thing you know you are being pulled over for a burned out taillight and when your license is ran by the officer, he cuffs you and says "did you know you had a warrent out for auto theft"?
Social Security I.D. theft. - This one is HUGE among illegal aliens. Someone takes a job and uses a fake social security number. They earn $ 30,000.00 under your social. Next thing you know the I.R.S. is sending you a bill for taxes on $ 30,000.00. This exact same thing happend to an 82 year old retiree in Florida. Aparently several illegal aliens took work using her social security number. One day she was informed that she owed back taxes on almost $ 1,000,000.00. She had been retired and living on social security for almost 15 years.
Attached below is a short video on one of if not THE BEST identity theft coverages in the U.S. I say that not only as an Identity Theft Specialist, but as a user of the services.
Thomas Hargreaves is an Identity Theft Expert and has attained the CITRMS Designation (Certified Identity Theft Risk Management Specialist TM) as issued by the Institute of Fraud Risk Management, and markets the ADRS (Affirmative Defense Response System) program to Business owners concerned with identity theft as it pertains to the workplace. For more info contact Tom at 541-844-1830 or
Visit www.prepaidlegal.com/idt/thargreaves thargreaves@prepaidlegal.com
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.