A month or so ago I wrote a blog about another blog that I saw about a guy selling a software that creates fake paycheck stubs.  Apparently this guy is ALL OVER the internet with this software.  Now it is not against the law to make fake paychecks or paycheck stubs, for novelty use.  But it is against the law to use them to acquire a loan from a lending institution.  I have done some investigation concerning this and found out from a lawyer that if you use fake information such as "fake paycheck stubs"  to acquire a loan you are guilty of fraud.  This type of fraud can be punishable by huge fines and long term jail time.  So if you see one of this guy's website offering to sell you software to make fake paycheck stubs, beware.

     As I said selling the software is one thing, advertising the use of it to commit a felony is something else.   I even heard comments here on Active Rain by mortgage agents and realtors alike, that they would use this technique to get a client a loan.  Shameful of you people.  Well if that is what you need to do to write business then go ahead.  But BEWARE, if caught you can spend time in prison. 

 Thomas Hargreaves is an Identity Theft Expert and has attained the CITRMS Designation (Certified Identity Theft Risk Management Specialist TM) as issued by the Institute of Fraud Risk Management, and markets the ADRS  (Affirmative Defense Response System) program to Business owners concerned with identity theft as it pertains to the workplace.   For more info contact Tom at    541-844-1830  or

Visit     www.prepaidlegal.com/idt/thargreaves        thargreaves@prepaidlegal.com