Here are some bullet points on the CalPERS program. Let me know if you need to get qualified or need to see some properties.
- Exclusively for active or inactive members of the CalPERS retirement system, Judges' Retirement System (JRS) or Legislators' Retirement System (LRS)
- 30, 60, and 90 day lock options
- 60 and 90 day locks feature two NO COST float down opportunities
- Down Payment and Closing Cost Assistance possible
- Available for Purchase, Rate and Term and Cash-Out Refinances
- Controlled Closing Costs
- Maximum Origination 1.25 points
- Maximum Lender Fee $350
- Conforming Fixed and FHA available
- Non-Conforming Fixed available to 4 times Conforming limit (currently $1,668,000)
- Qualify at standard DU (for conventional loan) or FHA guidelines
- Can take personal agains PERS retirement up to $18,421 (or 5% of sales price, whichever is less)
- Maximum loan amount with personal loan is $350,000
- Personal loan for down payment only
Now is the time to buy.. www.realestatemartini.com
John Hayes
RE/MAX Gold Folsom
530-306-3316
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Blushing Scot Martini Recipe
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Colored with a dash of Red Grenadine
2 oz. of Scotch
1 oz. of Godiva white chocolate Liqueur
½ oz. light cream
¼ teaspoon grenadine
Combine all these I in a mixing glass, add ice, shake I, and strain into a Swank Martini Glass.
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