Turn your good credit into a good fixed rate mortgage.

There are still so many programs available for home purchase loans and refinance loans.  If you have been able to keep your credit in good standing, take advantage of the opportunities you have created for yourself.  Everything these days is determined by your 3 credit scores.  Here are just a few of the loan programs available:

Purchase Loans:  Just to name a few

100% purchase loans available in rural areas through the USDA.  This loan has no required PMI and generally requires only a 620 credit score.  Available on fixed rates. 

3% down purchase loans still available through Fannie Mae and Freddie Mac.  A 680 score is generally required for these products due to the PMI (Private Mortgage Insurance) guidelines.  Available on fixed rates.

5% down purchase loans available through Fannie Mae and Freddie Mac.  Generally you will need a 620 to meet the PMI guidelines.  Available on fixed rates

FHA mortgage loans  available to 97%. Available on fixed rates

VA mortagge loans   available to 100%.  Available on fixed rates.  

Refinance Loans:  Just to name a few

There are so many different programs still available on fixed rates.  The better your credit score, the better  the rate is that you qualify for.

If you ever have a question, feel free to contact me

Phone 1-800-466-9042 x 123   

Email michael.lewers@emeryfed.com 

Website www.emeryfederal.com/michaellewers