CHARLOTTE NC HOME BUYERS! What should you expect when buying a home in Charlotte NC? You should expect unsurpassed customer service and knowledge of the area. You should expect to have this be the easiest home-buying processes you've ever experienced! You will no longer be allowed to ‘worry,’ we will take care of the details for YOU! When you work with The Maxwell House Group, the home buying process will be broken down to four simple stages:
2. Shopping for Your Home
3. Purchasing Your Home
STAGE 3: THE PURCHASE
When you find a home that you’d like to purchase, we’ll review the typical CMA and list-to-sales prices in that particular neighborhood and prepare an Offer accordingly.
- Using the standard NC Bar forms,
I'll prepare an Offer To
Purchase as well as other documents that will
be needed (as
reviewed in Stage 1) explaining your rights and obligations related to
this Contract to you. Should you need legal advice, I can introduce you
to an attorney for further questions that would be beyond my scope of
knowledge as a Realtor®.
- We’ll negotiate
vigorously for you and assist you in evaluating any Counteroffer and
any response which I would recommend that you make.
- Each step of the negotiating
process will be reviewed in detail and
changes made accordingly to the
Offer to Purchase Contract.
- When we have arrived at an
agreement, each party will initial any changes made to the Offer to
Purchase and we’ll forward this Contract to a real
attorney—one of your choosing or I am happy to
recommendations should you not know one.
- You will then work closely with
and provide him/her all of the necessary documents
for the process. Timely
response is needed as we are all working towards a closing date which
is contractually agreed upon.
- You will be asked to decide if you
would like a survey
of the property which you are purchasing.
I strongly recommend that
you have the attorney order one—they run about $350.
- A home
inspection will be
scheduled, either one of your choosing or again, I’m happy to
make recommendations should you not know one.
These run about $400.
- I will attend the
either with or without you.
- During the inspection and loan
phase, I will ascertain that all contractual agreements are addressed
and completed; the closing attorney, lender and I will remain in close
contact while doing so.
- We will then review all items on
the inspection report and request, formally, that the homeowners make
the necessary repairs. Again,
this is a negotiating process and we will make certain that issues that
are structural or of urgent nature are further inspected by engineers,
etc. A follow-up
inspection can run anywhere from $75.00 to $350.00,
depending upon the
specialty; a roofer will charge about $75. and a structural
engineer’s fee will be about $350.
- You will be given a list of
providers for all of your utilities,
depending upon the area which you
select. You can
visit my website at www.DebeMaxwell.com,
click on UTILITY CONSOLE and provide all of
the necessary information required for your utilities to be transferred
into your name and on your specific closing date.
- Your lender will also require that
you provide your homeowners
insurance agent/company contact information. Should you not know who to
contact for homeowners insurance, a list of several ‘tried
and true’ agents will be provided for you to select and begin
the process. This
should take about 10 minutes to acquire.
- The final
walkthrough will take
place prior to the Closing and the sellers will be notified should
there be any discrepancies. Should
there indeed, be discrepancies, and there is not enough time prior to
closing to remediate, this will be resolved at the closing table with
- Approximately 24 – 48
hours prior to Closing, you will be given a final
‘tally’ which is detailed on your Closing statement
called the HUD-1. All
expenses (debits) and adjustments (credits) involved in the transaction
will be included on this document.
We will review this thoroughly and either the lender
or myself will give you the amount which you will be required to bring
to Closing. This
will need to be in the form of a cashier’s check or a bank
countercheck, required by the attorneys in order to record the Deed of
- We will all attend Closing, at which time you will sign all mortgage and sales documents and be given the keys to your brand new beautiful home!
ARTICLES ABOUT BUYING A HOME IN CHARLOTTE NC:
Charlotte NC Buyers Steps to Homeownership, Part I
About the author:
Debe Maxwell is a Charlotte Residential Real Estate Broker, Certified Neighborhood and Relocation Specialist who can assist you with the purchase and/or sale of real estate in Charlotte NC or any place in the country by connecting you with a relocation professional in your destination of choice. Debe has created a team of professionals throughout the country to ensure that you enjoy a smooth transition to your new area. These professionals are experts in the field of relocation and can serve many purposes beyond a simple home search. The destination service is of no cost to you! Please visit www.TheMaxwellHouseGroup.com for your relocation and/or your local needs.
Copyright © 2008 By Debe Maxwell, All Rights Reserved...*Charlotte NC Buyer Steps to Homeownership, Part III*