Fidelity Agent. Ever hear of it?
We didn't either, until our Fidelity Title rep introduced us to it today. We were asked if we were ever baffled by math questions, Questions such as:
- I don't want to go over $3000/month in mortgage payments. How much house can I afford to buy?
- How much are our closing costs going to be?
- How much will we net if we sell our house at a certain price?
- How much will our monthly payments be at 5% down? 10%? 15%? 20%?
- How much will our monthly payments be at 6% interest for 30 years? At 6.5%
- How much will we save if we made an extra mortgage payment a year on a 30 year mortgage?
- Rent vs buy

Typically, we copped out by referring clients to our lenders and to our escrow managers. Or we say "Let me work out some figures and I'll get back with you."
We never have the answers on the spot. Well, with Fidelity Agent, we can! Info on Fidelity Agent is not on every Fidelity Title Company site, but here's a link to Fidelity Agent comparisons to other calculation programs.
By filling in key information, and at a flick of a wrist, we can get the answers at that moment to show to our clients. We can also print and email the answers. Best of all, we can have the software on our computer AND our PDA (Treo, Blackberry, etc).
Going through the exercises, our jaws just dropped. It seemed so easy. Yes, it was fast! Yes, there were all kinds of questions that could be answered by this program pertaining to first loans, second loans, city/county-specific transfer taxes, rent vs buy, differences in monthly payments based on down payment and interest rates. Yes, it's all in real time, just like that!
Un-friggin'-believable. I can't wait to whip out my Blackberry next time someone asks me what they can afford to buy if they don't want to go over $2500/mo in payments.
To Fidelity National Title, a big THANK YOU for introducing us to Fidelity Agent!

My Fidelity National Title Company introduced me to Fidelity Agent. Here's how you can contact the folks for info and subscription:
Call FidelityAgent to talk to a representative
Corporate 757-271-1287
Toll free 1-866-629-5091
FidelityAgent Inc.
639 N Coalter Street
Staunton, VA 24401.
Or email support@FidelityAgent.com
Pacita, what a great tool, how do I add it to my Blackberry? Let me know I am not the most internet savy person, but I am trying. Thank you in advance.