Oregon has a surprising new ballot measure coming up this November.... voters will be asked whether or not permits from the city should be necessary for projects at or less than $35,000 in cost. This includes electrical and plumbing (!!!). 
I realize that this may sound hypocritical after writing a somewhat contradictory blog about my experience with a city inspector, but I can only imagine what sort of effect this bill may have if it passes. For instance, lenders might start requiring full home inspections prior to purchase for Oregon properties to ensure their investment is safe... Insurance companies might be able to deny a claim on your house because of lack proper permits. Some insurance companies might abandon Oregon properties all together raising the overall insurance rates for Oregon customers.
If I were a condo dweller, I would raise an eyebrow every time I heard a hammer. Ameture plumbing and wiring is too close for comfort when it lies within that same wall. As a homeowner, does this allow me to build a third story onto my house as long as it costs less than $35,000? How about a balcony deck made with re-purposed 2x4s? How many people would accidentally be installing their patios and decks over their neighbors property lines?
As an appraiser, I would likely be more apt to calling in professionals whenever I saw what looked to be the work of an under-qualified person/home owner. This could cost home owners valuable time and money when refinancing or purchasing their next home. Because just as a reminder to all, appraisers are hired to determine an opinion of value... inspectors are hired to know the bones of your homes.
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