I know how everyone loves to bitch about the insurance companies denying claims.  I have another twist here for you.  When I came back home after hurricane Gustav we were without electricity for over a day.  Rather than take a chance I threw out all the food in my freezer and refrigerator.  I didn't have all that much in there since it was storm season.  Past experiences taught me this.  Anyway my mom informed me of something I had missed.  None of the supermarkets in the area had any sales.  They knew almost everyone would have to restock their food supply and therefore didn't give the consumers any breaks.  So you see it isn't just the insurance companies it's many industries.  Kick em when they are down.