Market Notes:  The housing crisis, Wall Street's balance sheet issues, and our subpar economy are all linked together in a bizarre drama that seems to have no end.   What will end this cycle is hard to predict.  We need to see confidence restored and normal risk taking behavior on the part of banks to return to help stabilize housing.  But banks won't be able to take risk and make loans until their balance sheets improve, which depends on housing stabilizing.  The bottom line is that we don't feel that we are at the end of this crisis but we do feel like we may be getting close to the end.   With uncertainty comes volatility, and also opportunity.  We need to take advantage of these opportunities as we see them. Currently, we have the lowest housing prices that have been available in several years. We have the best selection of housing and the inventory includes lender owned homes with highly motivated sellers. With the Federal take over of Fannie Mae and Freddie Mac, interest rates are even lower. We see this is a wonderful time of opportunity for home buyers.    

LENDER OWNED FORECLOSURES,  FREDERICK COUNTY, MD  (Rev. 9/16/2008)

(Contact us for further price reductions)  

We have a very simple request if you wish to receive our information and advice.  We ask you to agree to use us as your exclusive buyer agents for your next real estate purchase. Please advise us if you are represented by another real estate agent.   REO properties are foreclosed homes that are now owned by lenders.  We represent purchaser clients as their exclusive  agents. The disclosures that are required for home buyers in Maryland will be provided when you meet with us.  Buyers must have pre-approval letters for mortgage financing.    

The following are available REO homes. Prices are reduced until they are sold.  All of this information is subject to change or error.  We will update the details on the properties before showing them to you.    

REO:  1727 Algonquin Rd. E, Monocacy Landing I, Frederick 21701 4 BR/3.5 BA $299,000 SF REDUCED FROM $339,000  

Fremont Investment:  811 Apache Ct., Monocacy Crossing, Frederick 21701 4 BR/2.5 BA $349,900 SF REDUCED FROM $374,900

Deutsche Bank:  43 Apple Way Dr., Hillcrest Orchards, Frederick 21701 3 BR/2,5 BA $159,900 TH

REO:  1301 Appletree Ct., Hillcrest Orchard, Frederick 21703 4 BR/2.5 BA $185,000 SF REDUCED FROM $199,900

REO:  1309 Appletree Ct., Hillcrest Orchard, Frederck 21703 3 BR/2 BA $159,900 SF

REO:  2176 Archet Lane, Old Farm, Frederick 21702 4 BR/2 FB/2 HB $299,900 SF

REO:  1192 Avondale Ct., Willowcrest, Frederick 21702 4 BR/3.5 BA $224,950 SF

REO:  1194 Avondale Ct., Willowcrest, Frederick 21702 3 BR/1 BA $195,900 SF

HUD:  107 West B St., Brunswick 21716 2 BR/1.5 BA $96,000 REDUCED FROM $108,000

Fannie Mae:  21 Bankbarn Cir., Glenrook, Middletown 21769 2 BR/2.5 BA $274,900 TH REDUCED FROM $319,900

Countrywide:  2103 Bear Creek Ct., Walnut Ridge, Frederick 4 BR/3.5 BA $464,900 SF REDUCED FROM $492,900

REO:  8808 Biggs Ford Rd., Walkersville 21793 4 BR/1.5 BA $224,900 SF

REO:  574 Binford Ct. E, Hillcrest Orchards, Frederick 21703 4 BR/2.5 BA $305,395 SF

Fannie Mae:  245 Bishops Glen Dr., Coventry, Frederick 21702 5 BR/3.5 BA $399,900 SF REDUCED FROM $419,900

Countrywide:  6705 Black Duck Ct., Robin Meadows, Frederick 21703 3 BR/1.5 BA $203,900 TH REDUCED FROM $209,900

REO:  555 Boysenberry Lane, Overlook, Frederick 21703 3 BR/2.5 BA $161,500 TH REDUCED FROM $170,000

REO:  2127 Bristol Dr. #27, Old Farm Station, Frederick 21702 3 BR/2.5 BA $184,900 TH REDUCED FROM $219,900    

REO:  3321 Brockton Dr., Copperfield, Jefferson 21755 4 BR/2.5 BA $359,900 SF REDUCED FROM $379,900

Bank of America:  622 Brunswick St., Brunswick 21716 3 BR/2 BA $149,900 SF REDUCED FROM $211,500

REO:  3448 Buckeystown Pike, Buckeystown, Adamstown 21710 4 BR/1.5 BA $249,900 SF Built in 1894

Keystone Asset Management:  2037 Buell Dr., Willowbrook, Frederick 21702 3 BR/3.5 BA $211,900 TH

Fannie Mae:  2020 Burnside Dr., Willow Brook, Frederick 21702 4 BR/2.5 BA $349,900 SF REDUCED FROM $369,900

Fremont Investment:  6539 Carston Ct., Wellington Trace, Frederick 21703 4 BR/3.5 BA $274,900 TH REDUCED FROM $289,900

Countrywide:  594 Cascade Way, Overlook, Frederick 21703 3 BR/2.5 BA $175,900 TH REDUCED FROM $199,900

REO:  2502 Catoctin Ct. #2-2A, Echo Glen II, Frederick 21702 2 BR/2 BA $164,300 Condo REDUCED FROM $210,000

REO:  61 Catoctin Highlands Cir., Catoctin Highlands, Thurmont 21788 3 BR/1.5 BA $179,900 TH REDUCED FROM $199,900

REO:  595 Cawley Dr. #4-3A, Ballenger Creek Center, Frederick 21703 2 BR/2 BA $199,900 Condo REDUCED FROM $219,900

REO:  837 Chadwick Cir E, Frederick 21701 2 BR/1 BA $126,900 TH REDUCED FROM $154,900

IndyMac Bank:  6804 Cherry Tree Ct., Westwinds, New Market 21774 4 BR/2.5 BA $425,000 SF REDUCED FROM $499,900

Countrywide:  9787 Chestnut Oak Ct., Oak Acres, Frederick 21701 4 BR/2.5 BA $305,900 SF REDUCED FROM $310,900

REO:  10104B Church Hill Rd., Canada Hill, Myersville 21773 4 BR/2.5 BA $362,000 SF

Property Asset Management:  491 Church St., Frederick 21701 3 BR/2.5 BA $198,900 TH REDUCED FROM $244,900

Wells Fargo Bank:  6601 Clifton Rd. S, Frederick 21703 2 BR/1 BA $164,496 SF

Asset Link:  6655 Clifton Rd, Goldmine, Frederick 21703 4 BR/3.5 BA $544,900 SF REDUCED FROM $569,900   

REO:  2506 Coach House Way E #2D, Echo Glen, Frederick 21702 2 BR/1 BA $174,900 Condo REDUCED FROM $194,900

REO:  7285 F Coachlight Ct., Country Side, Frederick  21702 4 BR/2.5 BA $139,900 TH REDUCED FROM $215,250  

Wells Fargo:  1653 Colonial Way, Carroll Park Manor, Frederick 21702 3 BR/2 BA $159,900 TH REDUCED FROM $174,900

HUD:  6631 Commodore Ct., North Shore, New Market 21774 3 BR/3.5 BA $247,000 TH

REO:  1738 Conrads Ferry Dr., Canal Run, Point of Rocks 21777 3 BR/2.5 BA $272,700 SF

REO:  1717 Country Ct., Amber Meadows, Frederick 21702 3 BR/2.5 BA $165,000 TH REDUCED FROM $199,900

Old Republic:  11000 Country Club Rd., Westwinds, New Market 21774 4 BR/3.5 BA $519,900 SF REDUCED FROM $569,900

REO:  4742 Coxey Brown Rd. E, Frederick 21702 3 BR/1.5 BA $267,500 SF 3.03 acres

REO:  6800 Crest Cir., Crestview Estates, Frederick 21702 3 BR/2 BA $247,000 SF

REO:  1249 Dahlia Lane, Frederick Heights, Frederick 21703 3 BR/2 FB/2 HB $199,500 TH REDUCED FROM $209,900

REO:  1328 David Lane, Hillcrest Orchards, Frederick 21703 3 BR/2.5 BA $171,900 TH

REO:  12 Davis Ave., Frederick City, Frederick 21701 2 BR/1 BA $164,900 SF REDUCED FROM $169,900

REO:  1461 Dockside Ct., Fredericktowne Village, Frederick 21701 2 BR/2 BA $188,900 TH REDUCED FROM $199,900

Prospect Mortgage:  1801 Eagle Rock Lane, Walnut Ridge, Frederick 21702 4 BR/3.5 BA $365,900 SF

Lasalle Bank:  6908 Edgemont Rd., Edgemont Overlook, Frederick 21702 4 BR/1 BA $237,777 SF REDUCED FROM $246,000

REO:  515 Eisenhower Dr., Overlook, Frederick 21703 3 BR/2.5 BA $208,900 TH REDUCED FROM $216,900

Fannie Mae:  616 Eisenhower Dr., Overlook, Frederick 21703 3 BR/2.5 BA $224,900 TH REDUCED FROM $252,900  

REO:  8291 Elaine Way, Sugarloaf Estates, Frederick 21704 3 BR/1.5 BA $285,900 SF REDUCED FROM $299,900

REO:  1404 Elfin Ct., Monarch Ridge, Frederick 21703 5 BR/3.5 BA $298,900 SF REDUCED FROM $354,900

Asset Link:  100 Ellingwood Lane, Clover Ridge, Frederick 21702 4 BR/3.5 BA $410,000 SF

REO:  101 Ellingwood Lane, Clover Ridge, Frederick 21702 4 BR/2.5 BA $385,000 SF

REO:  514 Ellrose Ct., Hillcrest Orchards, Frederick 21703 3 BR/2.5 BA $129,900 TH REDUCED FROM $139,900

REO:  8842 Eureka Lane, Discovery, Walkersville 21793 3 BR/1.5 BA $150,000 TH

REO:  2625 Everly Dr. N #4-9, The Braemar, Frederick 21701 3 BR/2.5 BA $189,900 TH Condo

Fannie Mae:  2627 Everly Dr., The Braemar, Frederick 21701 3 BR/2.5 BA $204,900 Gar TH Condo REDUCED FROM $234,900

HUD:  809 Fifth Ave., Hunters Knoll, Brunswick 21716 4 BR/2.5 BA $295,200 REDUCED FROM $313,650

H&R Block Bank:  8506 Fortune Pl. E, Discovery, Walkersville 21793 3 BR/2.5 BA $158,900 TH  

Fannie Mae:  77 George Thomas Dr., Willow Brook, Frederick 21702 4 BR/3.5 BA $358,900 SF REDUCED FROM $392,900

Countrywide:  7060 Gresham Ct. W, Foxcroft II, Frederick 21703 3 BR/2 FB/2 HB $214,900 TH

REO:  1800 Hammond Ct., Carroll Park Manor, Frederick 21702 4 BR/2 BA $154,900 TH

REO:  1924 Harpers Ct., North Crossing, Frederick 21702 5 BR/2 BA $244,950 TH

Hagerstown Trust Co.:  14017 Harrisville Rd., Williams Beginning, Mount Airy 21771 3 BR/2 BA $407,000 SF

REO:  1508 Havilland Pl., Stonegate, Frederick 21702 3 BR/2 BA $193,000 SF REDUCED FROM $247,500

REO:  1741 Heather Lane, Amber Meadows, Frederick 21702 3 BR/2.5 BA $177,900 TH REDUCED FROM $184,900

REO:  751 M Heather Ridge Dr., Ambertowne, Frederick 21702 2 BR/1 BA $89,900 Condo REDUCED FROM $99,900

Homecomings Fin.: 810 J Heather Ridge Dr., Ambertowne, Frederick 21702 2 BR/1 BA $83,900 Condo REDUCED FROM $93,900

REO:  820 B Heather Ridge Dr., Ambertowne, Frederick 21702 2 BR/2 BA $89,625 Condo REDUCED FROM $114,900

REO:  164 Heathfield Dr., Mill Crossing, Frederick 21702 3 BR/2.5 BA $180,000 TH

Ocwen Bank:  4421 Highboro Dr., Mill Bottom, Mount Airy 21771 3 BR/2.5 BA $330,000 SF REDUCED FROM $350,000

Deutsche Bank:  619 Himes Ave. #V111, Overlook, Frederick 21703 2 BR/2 BA $150,900 Condo REDUCED FROM $168,900

REO:  1326 Huntley Cir., Brookfield, Emmitsburg 21727 3 BR/1 BA $286,600 SF REDUCED FROM $317,500

REO:  2444 Huntwood Ct. E, Ridgeview II, Whittier Pond, Frederick 21702 3 BR/3.5 BA $264,900 TH

REO:  7205 Jasper Ct., Fountaindale South, Middletown 21769 3 BR/2.5 BA $245,900 SF REDUCED FROM $270,000

Deutsche Bank:  229 Jefferson Pike, Knoxville 21758 3 BR/2 BA $170,000 SF REDUCED FROM $214,900

Countrywide:  22 Jeffrey Lane, Galyn Manor, Brunswick 21758 4 BR/3.5 BA $354,900 SF REDUCED FROM $391,900  

REO:  935 Jubal Way, Tuscarora Knolls, Frederick 21701 4 BR/3.5 BA $224,900 TH

REO:  937 Jubal Way, Tuscarora Knolls, Frederick 21701 4 BR/3.5 BA $259,900 TH

Fannie Mae:  7912 Juniper Dr., West Hills, Frederick 21703 3 BR/2 BA $262,900 SF REDUCED FROM $292,900

Ocwen:  243 Lake Coventry Dr., Coventry, Frederick 21702 5 BR/3 BA $248,850 SF REDUCED FROM $289,900

REO:  2402 Lakeside Dr., Whittier Pond, Frederick 21702 3 BR/2 FB/2 HB $209,900 TH

Fannie Mae:  502 Leahy Ct. #2L, Buckingham, Frederick 21701 2 BR/2 BA $163,900 Condo REDUCED FROM $189,900

REO:  8817 Lew Wallace Rd., Villages of Urbana, Frederick 21704 4 BR/3.5 BA $314,900 Gar TH REDUCED FROM $359,900  

Chase:  8434 Liberty Rd., Frederick 21701 5 BR/3 BA $270,900 SF REDUCED FROM $330,000

Fannie Mae:  114 Long Acre Ct., Taskers Chance, Frederick 21702 3 BR/2.5 BA $276,000 Gar TH

REO:  7920 Longmeadow Dr., Broadview, Frederick 21701 3 BR/1.5 BA $249,900 SF REDUCED FROM $269,900

REO:  2601 Mae Wade Ave., Adamstown Commons, Adamstown 21710 4 BR/4.5 BA $484,900 SF REDUCED FROM $559,900

Green River Capital:  519 Main St., Middletown 21769 4 BR/4.5 BA $439,900 SF

Countrywide:  402 Megan Ct., Croghan Square, Frederick 21701 4 BR/2.5 BA $191,900 TH REDUCED FROM $209,900

REO:  5825 Mercantile Dr. W, Hannover, Frederick 21703 4 BR/2 FB/2 HB $244,900 TH

REO:  6821 Michaels Mill Rd., Adamstown 21710 3 BR/1 BA $209,000 SF REDUCED FROM $231,900

Countrywide:  711 Monarch Ridge Rd., Monarch Ridge, Frederick 21703 4 BR/3.5 BA $321,900 SF REDUCED FROM $326,900

Sutton Funding:  6515 Mountaindale Rd., Frederick 21702 3 BR/1.5 BA $215,698 SF REDUCED FROM $270,000

REO:  5538 Mountville Rd., Adamstown 21710 2 BR/2 BA $159,900 SF REDUCED FROM $199,900

Wells Fargo:  1864 Murdock Ct., Carroll Park Manor, Frederick 21702 3 BR/2 BA $158,900 TH REDUCED FROM $169,900  

Chase Home Finance:  1742 Northridge Lane, Amber Meadows, Frederick 21702 3 BR/1.5 BA $144,500 TH

REO:  8110 Old Kiln Rd., Thurmont 21788 5 BR/3.5 BA $425,000 SF Farm with two rental units, stream, pond. REDUCED FROM $450,000

EMC Mortgage:  4832 Old National Pike, Frederick 21702 3 BR/2 BA $272,500 SF

Fannie Mae:  5109 Old Swimming Pool Rd., Frederick 21703 3 BR/2 BA $214,900 SF REDUCED FROM $242,900  

REO:  1329 Orchard Way, Hillcrest Orchards, Frederick 21703 3 BR/1.5 BA $189,900 SF REDUCED FROM $220,000

REO:  1338 Orchard Way, Hillcrest Orchards, Frederick 21703 3 BR/2.5 BA $199,500 SF REDUCED FROM $219,900

REO:  5696 Pebble Dr., Farmbrook, Frederick 21703 4 BR/2 BA $234,000 SF REDUCED FROM $259,900

REO:  150 Penwick Cir., Mill Crossing, Frederick 21702 4 BR/3.5 BA $239,900 TH REDUCED FROM $279,900

Fannie Mae:  6125 Pine Crest Lane, Spring Ridge, Frederick 21701 3 BR/2.5 BA $239,900 GarTH REDUCED FROM $286,900

REO:  4993 Pintail Ct., Robin Meadows Cluster, Frederick 21703 3 BR/2.5 BA $225,000 TH REDUCED FROM $229,900

Fannie Mae:  180 Poinsett Lane, Stonegate Farms, Frederick 21702 3 BR/2 BA $194,900 SF REDUCED FROM $225,900  

Countrywide:  121 Polaris Dr., Sun Meadow, Walkersville 21793 5 BR/2 FB/2 HB $434,500 SF REDUCED FROM $463,818  

Deutsche Bank:  10825 Powell Rd., Thurmont 21788 4 BR/3 BA $378,900 SF REDUCED FROM $560,000  

HomeEq Servicing:  407A Prospect Rd., Mount Airy 21771 3 BR/2 BA $337,500 SF  

GMAC:  1116 Providence Ct., Frederick Heights, Frederick 21703 3 BR/1.5 BA $149,900 TH  

Citi Residential:  6801 Quail Knob Ct., Crestview Estates, Frederick 21702 5 BR/3 BA $299,500 SF  

REO:  104 Quail's Nest Way, Taskers Chance, Frederick 21702 3 BR/2.5 BA $214,900 TH REDUCED FROM $219,900  

Fannie Mae:  1535 Rambling Way S, Main, Frederick 21701 3 BR/2.5 BA $225,000 TH  

Beneficial Mortgage:  6240 Ranier Dr., Stuart Mechanic, Frederick 21703 4 BR/2.5 BA $279,900 SF REDUCED FROM $379,000

REO:  8390 Revelation Ave., Discovery, Walkersville 21793 3 BR/1.5 BA $139,900 TH REDUCED FROM $154,900

Fannie Mae:  1508 Rising Ridge Rd., Ridgeville Heights, Mount Airy 21711 5 BR/3.5 BA $409,900 TH REDUCED FROM $515,000  

REO:  7827 River Run Rd., Waterside, Frederick 21701 3 BR/1.5 BA $187,500 TH REDUCED FROM $194,500

Fannie Mae:  6632 Rockridge Rd., Pinehurst, New Market 21774 4 BR/2 BA $279,900 SF REDUCED FROM $335,900  

GMAC:  2006 Rosecrans Ct., Willow Brook, Frederick 21702 3 BR/2.5 BA $237,900 TH REDUCED FROM $249,900  

REO:  9705 Royal Crest Cir., Urbana Highlands, Frederick 21704 5 BR/4.5 BA $559,900 SF REDUCED FROM $575,900    

Deutsche Bank:  16118 Sabillasville Rd., Sabillasville 21780 4 BR/1.5 BA $205,900 SF Built in 1900  

REO:  408 Sherman Ave., Frederick 21701 5 BR/2 BA $188,900 SF REDUCED FROM $208,900  

REO:  5301 A Shookstown Rd. E, Frederick 21702 2 BR/2 BA $194,900 SF  

Fannie Mae:  7100 Silver Cir., Fountaindale South, Middletown 21769 6 BR/3.5 BA $385,900 SF  

REO:  3631 Singleton Ter., Villages of Urbana, Frederick 21704 3 BR/2.5 BA $284,900 TH  

REO:  5666 Singletree Dr., Farmbrook, Frederick 21703 3 BR/1 BA $245,000 SF REDUCED FROM $265,000  

REO:  6601 Spokeshave Ct., Farmbrook, Frederick 21703 3 BR/2.5 BA $202,900 TH

Wells Fargo Bank:  1768 Stonehaven Lane, Amber Meadows, Frederick 21702 3 BR/2.5 BA $209,999 SF

Fannie Mae:  1797 Stonehaven Lane, Amber Meadows, Frederick 21702 4 BR/2.5 BA $299,900 SF REDUCED FROM $315,900

Premiere Asset Services:  1002 Storrington Dr., Mill Crossing, Frederick 21702 5 BR/2.5 BA $375,000 SF

REO:  804 F Stratford Way, Fredericktowne, Frederick 21701 2 BR/1 BA $126,900 Condo REDUCED FROM $132,900

HUD:  823 M Stratford Way, Fredericktowne, Frederick 21701 2 BR/2 BA $144,400 Condo

REO:  516 Sugarbush Cir., Overlook, Frederick 21703 3 BR/2.5 BA $199,900 TH

REO:  5763 Sunset View Lane, Foxcroft, Frederick 21703 3 BR/2 BA $197,900 TH

Countrywide:  3 Terben Ct. NE, Colonial Heights, Thurmont 21788 3 BR/2.5 BA $282,900 SF REDUCED FROM $291,900

Countrywide:  214 Thames Dr., Willowcrest, Frederick 21702 3 BR/2 BA $181,900 SF REDUCED FROM $187,900

REO:  12201 Timber Run Ct., Timber Run Estates, Monrovia 21770 4 BR/3.5 BA $497,900 SF REDUCED FROM $565,000

Fannie Mae:  216 Timber View Ct., North Crossing, Frederick 21702 4 BR/3.5 BA $268,900 TH REDUCED FROM $287,900

Countrywide:  11803 Tommy Ct., Green Valley, Monrovia 21770 5 BR/3 BA $339,900 SF REDUCED FROM $456,900  

REO:  8789 Treasure Ave., Discovery, Walkersville 21793 4 BR/2.5 BA $139,900 TH REDUCED FROM $169,900

Wells Fargo Bank:  8790 Treasure Ave., Discovery, Walkersville 4 BR/2.5 BA $134,983 TH

REO:  6912 Turnberry Ct., Mountain Village, Frederick 21703 4 BR/2.5 BA $189,900 TH

Countrywide:  58 Vienna Ct., Willowcrest, Frederick 21702 4 BR/3.5 BA $154,900 TH REDUCED FROM $168,900

Countrywide:  2137 Wainwright Ct. #2B, Old Farm Station, Frederick 21702 2 BR/2 BA  $164,900 Condo REDUCED FROM $175,900

REO:  546 Wellington Ct., Frederick Heights, Frederick 21703 3 BR/1.5 BA $233,000 TH

REO:  7311 Westwood Dr., Westwood, Frederick 21701 4 BR/2.5 BA $416,000 SF

Countrywide:  3638 Wheat Miller Dr., Falling Green, Mount Airy 21771 (Carroll County) 4 BR/3.5 BA $564,900 REDUCED FROM $596,900

REO:  1574 Wheyfield Dr., Monocacy Landing, Frederick 21701 3 BR/2 FB/2 HB $218,970 TH

REO:  1756 Wheyfield Dr., Monocacy Landing, Frederick 21701 3 BR/2.5 BA $239,900 TH

Ocwen:  11905 Whiskey Springs Rd., Country Living, Woodsboro 21798 3 BR/1.5 BA $195,900 SF Built in 1910 REDUCED FROM $235,000

REO:  2050 Wilcox Valley Rd., Tuscarora Creek Pond, Frederick 21702 4 BR/3.5 BA $399,900 SF

Asset Link:  101 Wild Fig Ct., Taskers Chance, Frederick 21702 3 BR/2.5 BA $204,900 TH

Countrywide:  235 Wintergreen Lane, Woodside Station, Brunswick 21716 5 BR/3 BA $170,900 SF

REO:  7908 Wit Mere Ct., Sunny Acres, Frederick 21702 4 BR/3 BA $249,900 SF

Fannie Mae:  4 Wood St., Woodsboro 21798 3 BR/2.5 BA $299,000 SF    

Countrywide:  10081 Woodchuck Lane, Crestview Estates, Frederick 21702 4 BR/2.5 BA $239,900 REDUCED FROM $255,900

U.S. Bank:  1756 Worthington Ct., Carrol Park Manor, Frederick 21702 4 BR/2 BA $159,900 TH REDUCED FROM $189,900

REO:  8713 Yellow Springs Rd., Yellow Springs, Frederick 21702 5 BR/2 BA $189,000 SF Built in 1920

Copyright 2008 - Information deemed reliable, but is subject to changes. We must always confirm availability and current prices. Any reproduction, distribution or other use is prohibited. Do not email this report to others without written authorization from Roy Kelley.

Please contact us if you have questions about the foreclosure process in Maryland. If you are searching for a property, please tell us about your specific needs.  

Please refer your friends that may wish to purchase a residence or investment property.

Your Real Estate Advisor,

Roy Kelley  

Roy Kelley & Associates

Associate Broker, RE/MAX Realty Group

6 Montgomery Village Avenue, Suite 200 Gaithersburg, MD 20879  

Direct:  301-921-4569   

Client Assistance:  301-670-8996

Email: roykelley@mris.com    Fax:  301-921-4586  Main Office:  301-258-7757 x 569  

Home Search Website: www.roykelley.com  (All available listings may by viewed on Homes Prospector)  

Montgomery County REO:  Please contact us if you wish to receive our Montgomery County report on lender owned foreclosures.  

FREE SETTLEMENTS ON REO PURCHASES:  When you purchase a lender owned property, the lender owners frequently ask that you use their title company for the settlement.  And, sometimes, incentives are offered to use the preferred title company. What should you do?  It is always a good idea to compare costs before you submit a contract.  We received notice of an offer by Village Settlements to provide free settlements on REO properties.  So, their services and charges may be a good for comparison with other companies that are recommended by the lenders.  The following link will take you to their website and a coupon which can be used.  http://www.villagesettlements.com/VSI/freeREOsettlement.html    If you have any questions about this offer, please contact David Parker,Esq., President,  Village Settlements, Inc., Law Offices of Hirschel, Savitz, Parker & Hollman, P.A. 177 Kentlands Blvd., Gaithersburg, Maryland 20878 Phone: 301-590-9300 ext 121 E-mail: dparker@villagesettlements.com