Do you wish that you could find a way to save enough for a down payment and closing costs to be able to buy a house of your own?  

If you live in New York State, Rural Opportunities Inc has some programs that may help you.  
Although some of you may think you could never qualify for grants and/or special loans you might be surprised by the income levels that allow you to qualify for up to a $7500.00 grant to help you buy that home.  The Savers Club is a program that is offered through Rural Opportunities in cooperation with several area banks.  It allows you to get $4.00 for every $1.00 that you deposit in a special savings account over the course of 10 to 24 months.  

If you are looking to purchase a home in Orange County New York your income levels to qualify for the program are as follows:
For a 1 to 2 person household total income must be below $69,453
For a family of 3 or more total income must be below $79,871

You must apply for this program through Rural Opportunities Inc, complete a home buyer counseling program, and be able to qualify for a mortgage at the end of the program. The counseling can help you get on the right track if your credit is weak and will prepare you for the process of buying and maintaining a home.  You will be asked to save a set amount each month to show that you are able to budget and maintain a commitment to making your dream come true.  

This program is a wonderful opportunity for you to finally find a way into a house of your own.  Contact me for further information on this program and for other ideas to get you ready to buy your house if you don't qualify for this one.  

Working with an experienced buyer's agent can help you to get what you are dreaming of.  If you are looking for a home in Orange, Ulster, or Sullivan County NY I would love to be your Buyer's Agent.  If you are looking elsewhere I would love to find someone in your chosen location to help you.  Give me a call or send an email today.

Contact me today for a link to your free electronic almanac loaded with information on the Greater Hudson Valley of New York.  
Hope to hear from you soon.

I'm Paddy Pizappi - Work the Me and You'll be Happy!
845-800-7086

I'm Paddy Pizappi - Work with Me and You'll be Happy! 

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Paddy Pizappi, Associate Broker for Buyer Representation
 RJ Smith Realty - A Real Estate Solutions Company

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from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
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This post has been included in New York Information Orange County, NY Information
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2 Comments on Grant Money Available to Buy Your First Home in Orange County NY

SEP
18
2008
315,842 Points 14 Featured Posts Localism Sponsor Outside Blog

Paddy, I am very happy to hear about this. Very cool program which will make some lucky people happy!

8:53am • #1
248,007 Points 22 Featured Posts Outside Blog

I wish more people would take advantage of it.  The income levels are quite high.  I don't know if they have the program in the City but you should check into it for your buyers.  Have a great day C 

9:02am • #2

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Paddy Pizappi PineBush & Hudson Valley NY Real Estate

Pine Bush, NY

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RJ Smith Realty Real Estate Solutions

Address: 55 Main St, PO Box 668, Pine Bush, NY, 12566

Office Phone: (845) 744-2095 x 326

Cell Phone: (845) 800-7086

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My blog will deal with working with buyers, my life as a mother of 3 teenagers and how to fit real estate into the other aspects of my world. I will also speak on volunteer efforts to assist my community
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