As a loan officer, we hear and see some different things then a Realtor may. Likewise, as a Realtor you will see and hear different things than a loan officer.

I have voiced many opinions and thoughts. I have read many opinions and thoughts. Now, I have some specific questions to Realtors that I am hoping are not only helpful to me, but others who read this.

I realize that not a one of us has a Crystal Ball and the speculation is flying everywhere. The point of this is not for a specific answer, but opinions that may give myself and others a different perspective than we currently have.

I realize that some of these questions seem like the answers can go without saying, but other perspectives on the same topics may bring out other views in people.

Q: Where do you see the market going - Sales vs. Purchase?

Q: How long do you anticipate the current conditions to look as they do?

Q: What is your thought on how the current stock market conditions - and how they dictate our industry's ups and downs - if at all?

Q: What are you seeing as being the biggest "hurdle" for your buyer?

Q: What are you seeing as being the biggest "hurdle" for your seller?

Q: Are your buyers more interested in 30 year fixed loans or ARM's?

Q: Is the location still as important as it once was or is the home itself/price?

Q: I have heard that when the market turns/settles, the home prices at the time of this "turn" will settle down at prices that are 2-3 years prior. Ex. When the home prices go back to "normal" and "settle", lets say in 2009, they will increase in value to 2007 prices - Your thoughts where the prices will settle in at based on past values.

I would just be curious to hear some of your thoughts on these things as well as any others you can add.